cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Gold vs Delta Plat...

tag
AlanGJP
Established Contributor

Amex Gold vs Delta Plat...

As someone with both, I'm at a loss (beyond signup bonuses) why anyone would take Delta over Gold? I'm personally sitting at over 85k delta miles (mostly signup bonuses + 1 unused companion cert) and 360k MR points at present. The flexability of MR points seems like a no brainer to me vs Delta - I rarely use my Delta card. (I met requirements for Delta gold signup, then Plat upgrade bonus and then stopped using it) Can anyone smarter than me chime in? I'd love to hear use cases where the Delta card is better than Gold. (I am near a Delta hub)

 

Please try to look at it as though you only had one or the other and why you'd choose one over the other. Can you get more value transferring MR points for miles? Consider the free companion cert, yearly fees, and MR transfer partners.

 

From my POV, the gold always wins out for it's sheer flexabiility, if for no other reason.

 

...I should really start using my points. :/

Personal Cards:
Business Cards:
Closed Cards:
Data Points:
Last Updated: 2023/11/09
Message 1 of 6
5 REPLIES 5
wasCB14
Super Contributor

Re: Amex Gold vs Delta Plat...

Free checked bag savings for a family of non-elites can add up.

DP gives a Global Entry credit.

Part of the value proposition of Gold relies on credits that require a lot of micromanagement.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 6
K-in-Boston
Epic Contributor

Re: Amex Gold vs Delta Plat...

Certainly for both the flexibility and earning of points, Amex Gold would win out no question for most people.  They are entirely different cards, though, and can complement each other well.  

 

The companion certificate alone should more than pay for itself as long as you use it.  That free bag is for you and up to 8 companions flying on the same reservation as well as slightly earlier boarding if you are not flying in a premium cabin or do not have status.  The card also gives both a boost of MQMs and a waiver of the MQD requirements for up to Platinum Medallion when you spend $25,000 or more in a year, which is a major reason for its popularity.  Another advantage of the card is that it gives you the ability to access SkyClub (for a fee), which the Gold charge card does not.

Message 3 of 6
wingennis
Valued Contributor

Re: Amex Gold vs Delta Plat...

Companion ticket.  Also, the Delta offers the Global Entry credit and Gold does not.

Message 4 of 6
wingennis
Valued Contributor

Re: Amex Gold vs Delta Plat...

Otherwise known as what K said.

Message 5 of 6
NRB525
Super Contributor

Re: Amex Gold vs Delta Plat...


@AlanGJP wrote:

As someone with both, I'm at a loss (beyond signup bonuses) why anyone would take Delta over Gold? I'm personally sitting at over 85k delta miles (mostly signup bonuses + 1 unused companion cert) and 360k MR points at present. The flexability of MR points seems like a no brainer to me vs Delta - I rarely use my Delta card. (I met requirements for Delta gold signup, then Plat upgrade bonus and then stopped using it) Can anyone smarter than me chime in? I'd love to hear use cases where the Delta card is better than Gold. (I am near a Delta hub)

 

Please try to look at it as though you only had one or the other and why you'd choose one over the other. Can you get more value transferring MR points for miles? Consider the free companion cert, yearly fees, and MR transfer partners.

 

From my POV, the gold always wins out for it's sheer flexabiility, if for no other reason.

 

...I should really start using my points. :/


While you are near a Delta hub, I didn't hear that you are a frequent ( 3 or more round trips per year ) Delta customer. It is also not clear whether you've used the Companion Pass you were awarded. If one does not fly Delta very often, and certainly if there's no excitement to use the Companion Pass, then the Delta Platinum doesn't make any sense. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.