Amex Green upgrade

ecxpa · ‎06-14-2016

Got ltr today saying I can make payments on most purchases over time with the ol' green goblin instead of PIF as is usually required. Could be a great benefit I guess and I may use it for short vacation just because this is my oldest card. The ltr also said I could put up to 35K on the card using this feature.

fullstackdev · ‎06-15-2016

Congrats! Enjoy the new flexibility. I hope I qualify for the pay over time feature on my Gold card soon.

Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K

CreditMagic7 · ‎06-15-2016

Congratulations

RonM21 · ‎06-15-2016

Congrats

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-18-2016

As a data point, how long have you had the card and what's your EX score? Also do you have any revolvers with AMEX?

longtimelurker · ‎06-18-2016

@ecxpa wrote:
Got ltr today saying I can make payments on most purchases over time with the ol' green goblin instead of PIF as is usually required. Could be a great benefit I guess and I may use it for short vacation just because this is my oldest card. The ltr also said I could put up to 35K on the card using this feature.

$35K is the standard for everyone (who gets this feature). But isn't the APR just horrible?

UncleB · ‎06-18-2016

@longtimelurker wrote:
@ecxpa wrote:
Got ltr today saying I can make payments on most purchases over time with the ol' green goblin instead of PIF as is usually required. Could be a great benefit I guess and I may use it for short vacation just because this is my oldest card. The ltr also said I could put up to 35K on the card using this feature.
$35K is the standard for everyone (who gets this feature). But isn't the APR just horrible?

I also got this feature when I was approved for my PRG last month (which surprised me a little). Ironically, the APR (18.15%) is the same as what I have on my Delta Gold revolver with the $1k credit line, and several points lower than my BCP. (I would never revolve on either of them anyway, but still...)

I found the situation to be a little ironic... LOL.

I'm also quite confident that even though the pay over time limit is $35k, they would shut me down long before I got even remotely close to that dollar amount.