Amex NPSL approval question

[Anonymous]

How often is it OK to check if an amount would be approved on my Amex Gold NPSL. 

I understand Amex doesn't like for you to do it too much but how much is too much....to determine just where the ceiling is at a given time?

[djc1puno]

IMHO, i would only do it maybe once every few months...i believe they even say not to use it to often...

[Creditaddict]

I wouldn't worry about checking it if you want to be sure... but what is the point... if you need to spend $3k a month check it for $5k... if $5k won't go then check it for $3k

if you still only need $3k next month and just want to see if $10k will go through fine... but otherwise in this example... change the numbers so they work for you but otherwise why check it?!

but just as much to all these people don't check it... i think that is silly... if you need to or want to, it's there for a reason...

[09Lexie]

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@Creditaddict wrote:

I wouldn't worry about checking it if you want to be sure... but what is the point... if you need to spend $3k a month check it for $5k... if $5k won't go then check it for $3k

if you still only need $3k next month and just want to see if $10k will go through fine... but otherwise in this example... change the numbers so they work for you but otherwise why check it?!

but just as much to all these people don't check it... i think that is silly... if you need to or want to, it's there for a reason...

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+1

it will lock you out if you try multiple times in a day.  Can't recall how many but it's more than two

[Fresh-Start]

I have checked mine several times a week in the past and now just once a week but I always try two amounts to be sure and I've never received any back lash or adverse action because of it.  I think that is some sort of myth on here that they will "get you" if you check.  That's what the button is there for! The reason I check is because I was told by CS that your spending limit can increase over time based on your spending pattern.  So I check to see if it does. So far it appears I'm capped at $2500 a month, but that's okay because that is actually my spending pattern with them so they got it right...lol.

However, Lexie is right, you can only check twice a day.  After that you will be locked out of that feature.  So I think bascially you can check twince a day and be okay.

[Anonymous]

Thanks, I was just wanting to see how much they liked me.....so far, they appear to be very chummy