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Amex Offer

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ronstar7
Established Contributor

Amex Offer

Hello all,

 

just got an email invitation to apply for Amex Blue awesome intro offer, could this be legit or as I hacked? I don't think I'm anywhere near when I should be to get offers from therm. I have NEVER received one in my life. I understand about mass mailings but still from Amex? Thoughts,... Suggestions... Offer expires on the  31st of this month. ALS I am super nervous about hackers if I do choose to apply should I respond to the email or I go the the site on my own? 

 

Amy my and all feedback is GREATLY appreciated.

 

Edit: sorry for typos on a tablet Smiley Happy

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 1 of 49
48 REPLIES 48
Luscher
Valued Contributor

Re: Amex Offer

I got the same one, its legit.

FYI: It is no guarantee of an approval its just an ad trying to get you to apply.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 49
ronstar7
Established Contributor

Re: Amex Offer


@Luscher wrote:
I got the same one, its legit.

FYI: It is no guarantee of an approval its just an ad trying to get you to apply.

I figured that much but it still seems weird that I would even be on their radar... Did you apply?

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 3 of 49
Luscher
Valued Contributor

Re: Amex Offer

I already have the Blue Cash Everyday which I recommend over the Blue. The Blue is one of their older cards which I guess they are trying to get people to apply for now?
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 4 of 49
Anonymous
Not applicable

Re: Amex Offer

It's also discussed in this thread.

 

http://ficoforums.myfico.com/t5/Credit-Cards/just-got-my-first-email-from-american-express/td-p/2709...   Is the email in the first post the same as yours?

Message 5 of 49
Anonymous
Not applicable

Re: Amex Offer


@Luscher wrote:
I already have the Blue Cash Everyday which I recommend over the Blue. The Blue is one of their older cards which I guess they are trying to get people to apply for now?

It's not really an "older" card in any bad sense, anymore than the green is an older card (and much older than the blue).   There is a confusion between the Blue and the Blue Cash.   The latter really is an older card that many of thought was no longer available until a recent post here showed us it was.

Message 6 of 49
FinStar
Moderator Emeritus

Re: Amex Offer


@Luscher wrote:
I got the same one, its legit.

FYI: It is no guarantee of an approval its just an ad trying to get you to apply.

+1

 

Exactly, just a marketing solicitation / invite to apply, nothing special.

Message 7 of 49
Luscher
Valued Contributor

Re: Amex Offer

BCE, and BCP are the only AMEX Revolvers I would apply for anyway. They are by far the best of the bunch.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 8 of 49
ronstar7
Established Contributor

Re: Amex Offer


@Anonymous wrote:

It's also discussed in this thread.

 

http://ficoforums.myfico.com/t5/Credit-Cards/just-got-my-first-email-from-american-express/td-p/2709617   Is the email in the first post the same as yours?


Yes this is the same one

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 9 of 49
Anonymous
Not applicable

Re: Amex Offer


@Luscher wrote:
BCE, and BCP are the only AMEX Revolvers I would apply for anyway. They are by far the best of the bunch.

Depends (as usual with credit cards)!  For me, for cash back, BC is much better than BCP/BCE.  All depends on spending patterns, and of course if you want something other than cash back, like Delta miles, another revolver would be better.

Message 10 of 49
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