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Amex PRG Just Got Better! $250 AF

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Caught750
Valued Contributor

Re: Amex PRG Just Got Better!

The CSR I spoke with confirmed explicitly that they would be metal and there'd be a "rose gold" option. When I brought up the other changes he wouldn't discuss them but said a massive revamp was coming.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 71 of 981
MrDFinance
Established Contributor

Re: Amex PRG Just Got Better!

Same thickness as the platinum pretty please.... (Won't happen) lol
Message 72 of 981
Trikoret
Contributor

Re: Amex PRG Just Got Better!

If it's going to be metal, I hope they have plenty. Lol. I'm sure they'll be ready now since they ran out of the Amex plat
Message 73 of 981
redpat
Senior Contributor

Re: Amex PRG Just Got Better!


@Anonymous wrote:

@redpat wrote:

 


I would rate food credit worth zero.  Saks worth about 20 dollars.  Uber worth 0.  I tried Uber Eats but with higher cost for menu items ,up to 7 dollars in delivery fee plus tip I don't really see it as worth anything.  Also 300 dollars in airline credits isnt worth 300 dollars as it goes you to one airline.  So let's say 280 for that.  I would rate it 300 dollars in value for 840 dollars.

 

I cancelled my Amerprise Platinum and PRG but my wife has both.  If they gave 1cpp for all gift cards the new earning rate would be worth it.


How is $300 AA gift cards worth $280?  Last time I booked airfare and paid for it $300 was deducted from my ticket.  

Personal Cards: Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BBP
Message 74 of 981
Caught750
Valued Contributor

Re: Amex PRG Just Got Better!

I do believe that the chip in my plastic PRG is going to be "damaged" by my wallet for sure lol
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 75 of 981
MrDFinance
Established Contributor

Re: Amex PRG Just Got Better!

With a change like this they better be giving atleast one to every card holder no matter how long ago you asked for a replacement
Message 76 of 981
Caught750
Valued Contributor

Re: Amex PRG Just Got Better!

Agreed, DW couldn't possibly care less as long as it works when she swipes it. Metal for me!
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 77 of 981
UncleB
Credit Mentor

Re: Amex PRG Just Got Better!


@Caught750 wrote:
Agreed, DW couldn't possibly care less as long as it works when she swipes it. Metal for me!

I agree with your DW. 

 

My Amazon Prime Visa is metal, and the WF Propel is now metal although I still have the white plastic version (I like the old design better). 

 

Aesthetics are nice, but if the PRG goes to $295 I'm out.  Smiley Indifferent

Message 78 of 981
Caught750
Valued Contributor

Re: Amex PRG Just Got Better!

We'd certainly use the airline and dining credit so with an effective AF of $70 I'd keep it. We plan to use a cubic crap ton of MR points in 2020 and these changes help us get there for sure. Hopefully if the fee goes up there still some other benefits creeping in.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 79 of 981
wasCB14
Super Contributor

Re: Amex PRG Just Got Better!


@redpat wrote:

@Anonymous wrote:

I would rate food credit worth zero.  Saks worth about 20 dollars.  Uber worth 0.  I tried Uber Eats but with higher cost for menu items ,up to 7 dollars in delivery fee plus tip I don't really see it as worth anything.  Also 300 dollars in airline credits isnt worth 300 dollars as it goes you to one airline.  So let's say 280 for that.  I would rate it 300 dollars in value for 840 dollars.

 

I cancelled my Amerprise Platinum and PRG but my wife has both.  If they gave 1cpp for all gift cards the new earning rate would be worth it.


How is $300 AA gift cards worth $280?  Last time I booked airfare and paid for it $300 was deducted from my ticket.  


I know frogman1 has several AA cobrand cards, but if someone has little or no airline loyalty and flies only occasionally, there can be no guarantee in January that AA will be the cheapest ticket when buying airfare in April.

 

For a regular AA flyer, a healthy discount may not be necessary, but there is still the need to buy them and wait a few days before redeeming.

 

And some people just don't want to bother with the hassle of gift cards, so for them a larger discount is appropriate.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 80 of 981
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