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I got a letter today stating that I'm now eligible for Pay Over Time on my Amex PRG.
I don't plan on using it though, at 18.28%, its my 3rd highest interest rate. And then there is the risk of FR.
I'm not sure what I did that Amex likes so much, but I've apparently impressed them somehow.
Now if only I could get them to increase my CL on my BCE.
i wouldn't be too concerned about it. i enrolled, i even checked my spending limit, Never any FR.
At one point they were offering 5,000 MR points for enrolling, so I did but have never used it.