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Amex Pay Over Time

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andre181
Established Contributor

Amex Pay Over Time

I got a letter today stating that I'm now eligible for Pay Over Time on my Amex PRG. 

 

I don't plan on using it though, at 18.28%, its my 3rd highest interest rate. And then there is the risk of FR.

 

I'm not sure what I did that Amex likes so much, but I've apparently impressed them somehow. Smiley Happy Now if only I could get them to increase my CL on my BCE.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 3
2 REPLIES 2
scottwagnon
Valued Contributor

Re: Amex Pay Over Time

i wouldn't be too concerned about it. i enrolled, i even checked my spending limit, Never any FR.

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Message 2 of 3
Anonymous
Not applicable

Re: Amex Pay Over Time

At one point they were offering 5,000 MR points for enrolling, so I did but have never used it. 

Message 3 of 3
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