@Anonymous wrote:For those that have been added as AU on Amex, is there any HP or SP done prior to being added? My concern is I know I dont qualify for an AMEX product currently, by myself, however being added on could potentially help my FICO and credit as a whole.
Don't know, it might actually considering that AC's are liable for the debt. (AC being Amex's term for AU's plus liability); however, I haven't read anything about that in the last six months, and you know on this forum somebody would've complained about that 
.
That said, do it anyway. Get that 2012 date set for future backdating. Even if there is one, it is pretty much nothing in six months anyway; take the AC offer, and just go apply for a Zync or whatever in January and take the free year of backdating. Don't sweat one inquiry for something that's going to help you later.
@Anonymous wrote:quick ques - AC? what does that mean?
AC = Additional Cardmember (Cardholder?). Not quite certain but that's Amex's term for what everyone else calls AU's... and apparently as an AC you're actually liable for the debt, more like a joint account than a AU in that regard.
Anyway if you have someone offering that to you, I'd take it. I wish that I did, it would completely change my plans credit wise with regards to Amex, and probably I would not have to waste an application and inquiry just trying to get 2012 set for backdating purposes in December with my Hail Mary Zync application. That is going to be a marginal approval at best, hoping for any sort of counter offer in my case. Autopay, $200 hard limit, don't care, just want the date!