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Amex Popup question?

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Anonymous
Not applicable

Amex Popup question?

I’m aware the popup means you aren’t eligible for the SUB but does this also mean that you are ineligible for the intro apr as well?

Was thinking about going for the Cash Magnet primarily for a BT and was curious if the popup would mean that I would lose the 0% as well.
Message 1 of 7
6 REPLIES 6
HeavenOhio
Senior Contributor

Re: Amex Popup question?

It's very possible. Not getting the 0% intro APR was reported here three days ago..

Message 2 of 7
Anonymous
Not applicable

Re: Amex Popup question?

Hard to tell really, usually they're just interested in the large SUB and a person cutting ties and running. 90% of the time the intro APR come with any new app. So one could be eligible fo one and not the other, in this instance I would suggest talking to a CSR.

Message 3 of 7
CreditCuriosity
Moderator Emeritus

Re: Amex Popup question?

I got the pop-up stating I am ineligible for all the stuff and the intro apr as well, but here are my terms and conditions on the simply cash card.. so something is funky with the pop-up as terms trump pop-up.  So YMMV with regards to weird pop-up as terms > pop-ups as mentioned as they gotta honor them as in writing got both by PDF and regular mail.  So I am using my Amex card for a Intro APR for a TV I ordered right now with free money Smiley Happy.

 

edit: AMEX RAT team is on a rampage with everyone it appears and I put 2-3k a month through my amex's.. Bastards

 

Screen Shot 2019-07-18 at 9.07.06 PM.png

Message 4 of 7
Anonymous
Not applicable

Re: Amex Popup question?


@CreditCuriosity wrote:

I got the pop-up stating I am ineligible for all the stuff and the intro apr as well, but here are my terms and conditions on the simply cash card.. so something is funky with the pop-up as terms trump pop-up.  So YMMV with regards to weird pop-up as terms > pop-ups as mentioned as they gotta honor them as in writing got both by PDF and regular mail.  So I am using my Amex card for a Intro APR for a TV I ordered right now with free money Smiley Happy.

 

edit: AMEX RAT team is on a rampage with everyone it appears and I put 2-3k a month through my amex's.. Bastards

 

Screen Shot 2019-07-18 at 9.07.06 PM.png


Interesting...

 

Im going to have to talk to a CSR to make sure before I pull the trigger. Getting the SUB would be nice but not a dealbreaker, I just want the intro apr right now. I’m sure I would get the Popup since I recently got it when I apped for the BCP for the 300$ SUB. I’m almost certain that if you get a popup for one card, you would get it for all other cards.

Message 5 of 7
Poppa
Established Contributor

Re: Amex Popup question?

I got the popup but didn't apply so I can't verify the loss of APR or anything else. I know I have only closed 1 card that every had a SUB and it was the CSP over 2 years ago.
FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 6 of 7
MrDisco99
Valued Contributor

Re: Amex Popup question?

I got the pop-up for my no-SUB BBP but submitted the app anyway.  They gave me the 0% APR for 15 months as advertized.

Still not sure what welcome offer they were saying I couldn't have.  I'm not gonna ask, though.

Message 7 of 7
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