Amex Pre Approval Letters?

[SnackTrader]

Inquiries only affect your score for one year, but remain on your credit report for a full 2 years for lenders to see.

[adavis425]

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@Anonymous wrote:

Good Afternoon,

Right now I have no bad debt on my credit.

I have 2 Capital 1 Cards with 3k credit limits and 1 Capital 1 card with $750 limit and one Loan for 1k all are paid as agreed and utilization is about 80%.  All of my scores are in the Mid 600's and after next month my utilization will be 0 because I just paid off all of my accounts.

At what point could I expect to get any type of Pre-Approval letters from Amex??  Any Ideas?

Thanks,

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This was the original post. No 750k cl.