Amex Pre-approval Changes?

[Brian_Earl_Spilner]

Logged into Amex to check charge and payment postings and decided to check the pre-approval section, like I always do, and came across this. Some cards are showing language like it always has, that I'm not pre-approved. Other cards are showing an application. Did I miss something? Are SP approvals a thing of the past? Or is the application cards the ones that aren't pre-approved now?

[Brian_Earl_Spilner]

And who's gonna be the first guinea pig?

[Anonymous]

Can confirm. I always am preapproved for BCE even though I can't get the bonus. 

The rest of them saying "expand your membership" like always. 

[FinStar]

I don't see any significant changes from my end.  Any of the ones that I currently don't have still display as pre-approved.  So, to me, no pre-approval changes display ¯\_(ツ)_/¯

[Brian_Earl_Spilner]

Interesting. I wonder if the application cards will be hard pulls now

[Anonymous]

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@Brian_Earl_Spilner wrote:

Interesting. I wonder if the application cards will be hard pulls now

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I applied in incognito all the time for the better sub. It looks like that, still SP.

[simplynoir]

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance

[simplynoir]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

Interesting. I wonder if the application cards will be hard pulls now

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I applied in incognito all the time for the better sub. It looks like that, still SP.

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Yep, unless you're one of the minor ones who get the oddball HP it should still be a SP regardless

[Anonymous]

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@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance

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Yeah my BCP was a SP approval despite being incognito to get a $300 SUB offer. 

[Brian_Earl_Spilner]

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@Anonymous wrote:

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@Brian_Earl_Spilner wrote:

Interesting. I wonder if the application cards will be hard pulls now

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I applied in incognito all the time for the better sub. It looks like that, still SP.

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Yeah, but this is different. I'm logged in so it knows it's me before I hit apply.