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Amex Pre-approval Changes?

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wasCB14
Super Contributor

Re: Amex Pre-approval Changes?


@FinStar wrote:

I don't see any significant changes from my end.  Any of the ones that I currently don't have still display as pre-approved.  So, to me, no pre-approval changes display ¯\_(ツ)_/¯

 

013219.jpg

 


Have you closed any Amex revolvers? Or would that be like #8 or #9 for you?

 

I see Green and the regular Platinum.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 11 of 65
Brian_Earl_Spilner
Credit Mentor

Re: Amex Pre-approval Changes?


@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?

    
Message 12 of 65
FinStar
Moderator Emeritus

Re: Amex Pre-approval Changes?


@wasCB14 wrote:

@FinStar wrote:

I don't see any significant changes from my end.  Any of the ones that I currently don't have still display as pre-approved.  So, to me, no pre-approval changes display ¯\_(ツ)_/¯

 

013219.jpg

 


Have you closed any Amex revolvers? Or would that be like #8 or #9 for you?

 

I see Green and the regular Platinum.


Nope, haven't closed any yet.  10th was my last one.  Also pre-approved for Platinum. 

Message 13 of 65
FinStar
Moderator Emeritus

Re: Amex Pre-approval Changes?


@Brian_Earl_Spilner wrote:

@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?


I think you broke the UI 😁👻

Message 14 of 65
simplynoir
Mega Contributor

Re: Amex Pre-approval Changes?


@Brian_Earl_Spilner wrote:

@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?


Best guess since I couldn't trigger the same page you got on my end is some kind of glitch that's making you enter your information for the app. Either way they're gonna run your credit and see you're already a customer and not perform the HP most of the time

 

I'll go through all the card offers on my end and see if any of them are different. Currently on Firefox FYI

Message 15 of 65
Brian_Earl_Spilner
Credit Mentor

Re: Amex Pre-approval Changes?


@FinStar wrote:

@Brian_Earl_Spilner wrote:

@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?


I think you broke the UI 😁👻


That's what they get for not CLIing or pre-approving me. Grrrrrr.....

 

I really hope I don't have to wait another year, but I did burn them for $11k....

    
Message 16 of 65
Brian_Earl_Spilner
Credit Mentor

Re: Amex Pre-approval Changes?


@simplynoir wrote:

@Brian_Earl_Spilner wrote:

@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?


Best guess since I couldn't trigger the same page you got on my end is some kind of glitch that's making you enter your information for the app. Either way they're gonna run your credit and see you're already a customer and not perform the HP most of the time

 

I'll go through all the card offers on my end and see if any of them are different. Currently on Firefox FYI


That would be a good datapoint. I'm using up to date chrome mobile in desktop mode.

    
Message 17 of 65
simplynoir
Mega Contributor

Re: Amex Pre-approval Changes?


@simplynoir wrote:

@Brian_Earl_Spilner wrote:

@simplynoir wrote:

I'm seeing the same thing as @FinStar on several cards (Deltas, Green, and Hilton). Unless something changed with that even on a new account page where you have to fill in the information like you were a new customer the SSN being pulled should be enough to triger the SP for the application; some people going incognito to pull the better offers is why some do this voluntairly for instance


Not the same. Incognito is you hiding your identity until you hit apply. You have no choice but to fill out application. In this case I'm logged in so they know who I am and have all my info beforehand.  Why would I need to fill out an app when other cards don't need that info?


Best guess since I couldn't trigger the same page you got on my end is some kind of glitch that's making you enter your information for the app. Either way they're gonna run your credit and see you're already a customer and not perform the HP most of the time

 

I'll go through all the card offers on my end and see if any of them are different. Currently on Firefox FYI


Update: all the same for all cards available asking me to input income before submitting app

 

Edit: on Firefox desktop that is up-to-date I just checked. Checking Chrome in a moment

Message 18 of 65
FinStar
Moderator Emeritus

Re: Amex Pre-approval Changes?

I checked both Chrome and Firefox (latest version) and it yields the same results.
Message 19 of 65
Brian_Earl_Spilner
Credit Mentor

Re: Amex Pre-approval Changes?

PhotoGrid_1568861561514.jpg

 

Hopefully the day crew can help. Ones with *ahem* less than stellar credit.

    
Message 20 of 65
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