cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Question

tag
Moto812
New Contributor

Amex Question

I was thinking about apping for BCE before entering the garden I currently have had the Platinum for three weeks and the ED just past the month mark heavy usage on both but paid in full . My question is will it hurt my chances for the 61 3xCli if i apply?

Ex 675 Eq 675 Tu 690
Goals 750 across the board
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Amex Question

No, it won't hurt your chances. Keep us posted on results.

Message 2 of 12
Moto812
New Contributor

Re: Amex Question

I got the in progress message we will let you know are decision in 14 days message

Ex 675 Eq 675 Tu 690
Goals 750 across the board
Message 3 of 12
Anonymous
Not applicable

Re: Amex Question


@Moto812 wrote:

I got the in progress message we will let you know are decision in 14 days message


What are your FICO score if you don't me asking?

Message 4 of 12
takeshi74
Senior Contributor

Re: Amex Question

Why are you looking to carry both the ED and the BCE?  Have you acutally run the numbers for reards on your spend?  The BCE rarely tended to be a good fit from what I recall.

 

Did you due your due dligence to determine if you could redeem at higher point values with your MR cards?

 


@Moto812 wrote:

My question is will it hurt my chances for the 61 3xCli if i apply?


No idea.  The CLI you stand to qualify for all depends on your credit profile and not just whether or not you apply for the BCE.

Message 5 of 12
red259
Super Contributor

Re: Amex Question


@takeshi74 wrote:

Why are you looking to carry both the ED and the BCE?  Have you acutally run the numbers for reards on your spend?  The BCE rarely tended to be a good fit from what I recall.

 

Did you due your due dligence to determine if you could redeem at higher point values with your MR cards?

 


@Moto812 wrote:

My question is will it hurt my chances for the 61 3xCli if i apply?


No idea.  The CLI you stand to qualify for all depends on your credit profile and not just whether or not you apply for the BCE.


+1 Seems like an odd combination of cards. I actually have both cards as well, but that is because the everyday didn't exist when I got the BCP. So I use the everyday and the BCE sits in my SD.  

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 6 of 12
Moto812
New Contributor

Re: Amex Question

My scores are Eq 663 Ex683 Tu 694 and uti is 23% income 179k . I was thinking BCE just to transfer another card and take advantage of the 0% for 15 months 

Ex 675 Eq 675 Tu 690
Goals 750 across the board
Message 7 of 12
TekkenQQ7
Established Contributor

Re: Amex Question


@Moto812 wrote:

My scores are Eq 663 Ex683 Tu 694 and uti is 23% income 179k . I was thinking BCE just to transfer another card and take advantage of the 0% for 15 months.. 

think twice before you appl.

my friend just appl for an amex card with same income  straight to FR

 



Message 8 of 12
Moto812
New Contributor

Re: Amex Question

From reading other Amex threads it's a Sp right because im a current member ?

Ex 675 Eq 675 Tu 690
Goals 750 across the board
Message 9 of 12
TekkenQQ7
Established Contributor

Re: Amex Question


@Moto812 wrote:

From reading other Amex threads it's a Sp right because im a current member ?


its a SP if denied  but it shouldn't take long for a decision



Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.