cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Recon?

tag
Anonymous
Not applicable

Amex Recon?

Are they generous with recons? Or if denied should you just pack your bags and hit the road? 

Message 1 of 48
47 REPLIES 47
B335is
Moderator Emeritus

Re: Amex Recon?

Only if something has changed on your reports. Otherwise they stand by the computer decision.
Message 2 of 48
Anonymous
Not applicable

Re: Amex Recon?

Not always. If you're persuasive enough they might change the decision Smiley Happy Worked for me
Message 3 of 48
Anonymous
Not applicable

Re: Amex Recon?


@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 

Message 4 of 48
Anonymous
Not applicable

Re: Amex Recon?


@Anonymous wrote:

@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 


I, actually didnt apply yet. What I wanted to do was to PC my green to a PRG. I'm asking about a recon incase they deny my PC I wanted to know what the chances were of a reconsideration, lol. 

Message 5 of 48
Anonymous
Not applicable

Re: Amex Recon?

I'm a born pessimist, so I'm expecting the deny before i even apply, lmao,
Message 6 of 48
longtime_lurker
Valued Contributor

Re: Amex Recon?


@Lincoln465 wrote:

@Anonymous wrote:

@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 


I, actually didnt apply yet. What I wanted to do was to PC my green to a PRG. I'm asking about a recon incase they deny my PC I wanted to know what the chances were of a reconsideration, lol. 


I doubt they'd deny that 

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 7 of 48
Anonymous
Not applicable

Re: Amex Recon?


@longtime_lurker wrote:

@Lincoln465 wrote:

@Anonymous wrote:

@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 


I, actually didnt apply yet. What I wanted to do was to PC my green to a PRG. I'm asking about a recon incase they deny my PC I wanted to know what the chances were of a reconsideration, lol. 


I doubt they'd deny that 


One would assume so, and hope not. However, we're talking about my luck here, lol.

Message 8 of 48
longtime_lurker
Valued Contributor

Re: Amex Recon?


@Lincoln465 wrote:

@longtime_lurker wrote:

@Lincoln465 wrote:

@Anonymous wrote:

@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 


I, actually didnt apply yet. What I wanted to do was to PC my green to a PRG. I'm asking about a recon incase they deny my PC I wanted to know what the chances were of a reconsideration, lol. 


I doubt they'd deny that 


One would assume so, and hope not. However, we're talking about my luck here, lol.


They're not taking any extra risk, just getting an extra 100 AF from you. lol

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 9 of 48
Anonymous
Not applicable

Re: Amex Recon?


@Lincoln465 wrote:

@Anonymous wrote:

@B335is wrote:
Only if something has changed on your reports. Otherwise they stand by the computer decision.

I agree to this - Since they go by the soft pulls it wil lbe dependant on what is in your file at time of pull.  Did you apply and if so, what was the message received?

 


I, actually didnt apply yet. What I wanted to do was to PC my green to a PRG. I'm asking about a recon incase they deny my PC I wanted to know what the chances were of a reconsideration, lol. 


You actually bring an interesting scenario up.  Can one actually recon a PC when denied?  Will this be the first?  Probably not - being the first to recon a PC.  I think they will go by your soft pulled report and so try.  All they can say is a NO.

 

What product are you looking ot PC to?

Message 10 of 48
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.