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Amex Revolver Limit?

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Anonymous
Not applicable

Re: Amex Revolver Limit?

Downside to having so many revolvers is that all the cards say request to upgrade now, no more bonuses. 

 

Now if i could get a Amazon Prime that would be awesome, but no business so no business card. 

Message 21 of 54
M_Smart007
Legendary Contributor

Re: Amex Revolver Limit?

 

I Have 6 Core personal Amex Revolvers. Income plays a big part. IMHO

 

FYI, #5 & 6 came 24 hours within eachother   ..

 

 

Message 22 of 54
CreditCuriosity
Moderator Emeritus

Re: Amex Revolver Limit?


@M_Smart007 wrote:

 

I Have 6 Core personal Amex Revolvers. Income plays a big part. IMHO

 

FYI, #5 & 6 came 24 hours within eachother   ..

 

 


Also guessing the amount of use of them as well as income and the limits of each as I only have 5 revolvers but all with 20k+ or above CL with exception of one at 9k.  So fairly high aggregate limit with amex as around 80k if I recall correctly.

Message 23 of 54
GApeachy
Super Contributor

Re: Amex Revolver Limit?


@credit_is_crack wrote:

Gonna noodle on it before I decide to jump on it

 

Screen Shot 2019-09-22 at 9.43.28 PM.png


Now That's a pretty card!  Good Luck whatever you decide.

My Take Home Pay Don't Take Me Home
Message 24 of 54
AverageJoesCredit
Legendary Contributor

Re: Amex Revolver Limit?

I have 4 but am locked in limits due to low income and spendSmiley Wink. Ice Ice babySmiley Wink
Message 25 of 54
M_Smart007
Legendary Contributor

Re: Amex Revolver Limit?


@AverageJoesCredit wrote:
I have 4 but am locked in limits due to low income and spendSmiley Wink. Ice Ice babySmiley Wink

I have a "Cotton Schwab" for ya @Anonymous

 

 

Message 26 of 54
M_Smart007
Legendary Contributor

Re: Amex Revolver Limit?


@Anonymous wrote:

Downside to having so many revolvers is that all the cards say request to upgrade now, no more bonuses. 

 

Now if i could get a Amazon Prime that would be awesome, but no business so no business card. 


@Anonymous, easy solution .. start a business, I know you are a creative thinker!

If i could go from less than a 8th grade education, to owning several bus.,

over the years to owning a Nevada Venture Capital Corporation ... you certainly could figure something..something out?

Nothing was handed to me on a Silver platter. I worked hard for it! .. Not bragging,  just sharing my experience.

 

 

 

 

Message 27 of 54
Shadowfactor
Valued Contributor

Re: Amex Revolver Limit?

Recently tried to get a 6th Amex revolver and was asked to close a card. Transferred the limit to another card and was granted an additonal 6K I think in credit. So it wasnt that I hit my exposure limit.

 

I had spent 140,000 across all amex cards when I applied for the 6th revolver. Sorta suprised they didn't give it to me, but I had an excuse to get rid of the EveryDay card I hadn't used in over a year.





Total Revolving Limits $254,800

Message 28 of 54
K-in-Boston
Epic Contributor

Re: Amex Revolver Limit?


@Shadowfactor wrote:

Recently tried to get a 6th Amex revolver and was asked to close a card. Transferred the limit to another card and was granted an additonal 6K I think in credit. So it wasnt that I hit my exposure limit.

 

I had spent 140,000 across all amex cards when I applied for the 6th revolver. Sorta suprised they didn't give it to me, but I had an excuse to get rid of the EveryDay card I hadn't used in over a year.


This is interesting and makes me wonder if I'll encounter the same issue?  I have 5 revolvers (the 6th that often gets attributed to me is an ED that is an AU card), over 17 years of high spend history with Amex, charged over $100k (all personal) through Amex cards in 2018 (~$80k on SPG/SPG Luxury alone), and yet right now all personal revolvers have the "expanding your membership is easy" language and all business revolvers have the "it's easy to extend your membership" language.  Smiley Indifferent

 

If I end up needing to close a card the next time I apply, it's going to be difficult to let go of that Blue from American Express that I only keep around for its 2002 opening date.

Message 29 of 54
M_Smart007
Legendary Contributor

Re: Amex Revolver Limit?


@Brian_Earl_Spilner wrote:

@credit_is_crack wrote:
@Brian_Earl_Spilner, yeah a couple drinks can really fuel my OCD lol

Unfortunately, a few drinks fuels my credit seeking behavior.


@Brian_Earl_Spilner, we never noticed that?  ..Mr. Gucci AFSmiley Wink

 

Remember the "Jake from State Farm" LineSmiley Very Happy

 

 

 

Message 30 of 54
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