Amex SP's don't show up immediately?

ficoguy75 · ‎12-01-2013

I've been wanting to ask for a 3x CLI on my Amex so I've been watching my experian for SP's. I've noticed something strange, the SP's don't show up until 2 weeks to a month after they are pulled. For example, I've been checking every couple of days this month and nothing then today suddenly, it shows they SP'd me Nov 14th. Last month, the SP didn't show up until almost 45 days after they pulled me. Anyone else experience this?

E150GT · ‎12-01-2013

I didnt notice that. I always assumed amex would use the last SP you had so I always waited unitl they sofpulled a month I know was good. But if youve had good history with them already then I wouldnt even wait. I had minimal history with amex when I asked for a 3x cli on my blue cash and was denied. I did it recently and I know since then my softpulls dont look picture perfect because I have not at all tried to make my reports look good. , and it was instantly approved.

CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k

enharu · ‎12-01-2013

nope.

mine seems to be up to date.

Last SP Amex and Chase did on me was Nov 30. I had a new account reporting though so that may be it.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

Stonemanmv · ‎12-01-2013

I've noticed the same. Been checking and bam 2 days ago there they were Oct 30th. It took almost 30 days to show up

SIlver:

Marcos8 · ‎12-01-2013

I may have stumbled upon this as well. I have day 61 this wednesday so I have been periodically checking my EX and I have had not one soft inquiry from Amex since my initial HP. I will check again this wednesday before I request my CLI but I found it odd that I had not even one SP since my account was opened. Maybe they'll show up this week...

traveler2005 · ‎12-01-2013

I have found that they soft pull me on the day after my statement date with them YMMV.

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board

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Last HP 6/10/2015

ficoguy75 · ‎12-02-2013

So there's no way that they can be retroactively pulling older reports right? So it is safe to assume that there is just, for some reason, a delay in the pulls showing up on the report?

too-much-time · ‎12-02-2013

I was just wondering how you all have access to Amex SPs on Experian?

09Lexie · ‎12-02-2013

For me they usually sp around my charge card statement date. It shows up about 4-5 business days later.

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Beane · ‎12-02-2013

@too-much-time wrote:
I was just wondering how you all have access to Amex SPs on Experian?

If you pull your Experian report you have access to it for 90 days and if you just view the report again with the same report number it will pull a brand new report every time and you can see your updated soft pulls.

FICO EQ: 733 TU: 727 CS FAKO EX: 737 In the garden since 5/9/13