Amex SP's don't show up immediately?

[rlx01]

Soft pulls are not always real time. They merge with the primary database sometime later.

[zerobacan]

@beane where do you buy it from experian directly or here at my Fico? I have the unlimited daily reports with them. And i can see my inqs but not my sps...

I apped for the delta on nov 5th and got denied with a sp from sept 15... im ready to app again on dec 5th... hoping they will have a better internal score of me so they can hp. My score is way better now.

[Beane]

I requested my free credit reports through the annualcreditreport.com website for all 3 bureaus back in September and that's how I got my number.  I believe you can pull the report from the experian site, but I've never tried that.  Soft pulls are listed under "requests for credit information only you can see" on my report.

[ficoguy75]

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@zerobacan wrote:
@Beane where do you buy it from experian directly or here at my Fico? I have the unlimited daily reports with them. And i can see my inqs but not my sps...

I apped for the delta on nov 5th and got denied with a sp from sept 15... im ready to app again on dec 5th... hoping they will have a better internal score of me so they can hp. My score is way better now.

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This is strange. So they didn't SP you again the next month on Oct 15 or at the end of the month Oct 30th? Either that or they sometimes use old SP's?

[zerobacan]

Nop. The reject letter had that sept date