Amex SUB deadlines?

[staticvoidmain]

Quick Question:

I never noticed it before, but does Amex change SUB without warning? I am more concerned on their co-branded credit cards, more specifically, I am looking at the SPG (non-luxury).

Right now, SUB sits at 75K points for the SPG card. However, the SPG Luxury card sits at 100K points with a deadline (10/31/18). This is what got me wondering if Amex puts deadlines on SUBs, or if this is just a special case. I wanted to get the SPG but on the first week on November, not before October 31st.

Do you think, based on experience, the 75K offer on the regular SPG card will also disappear after October 31st, despite having no deadline? Thanks!

[Anonymous]

The Bonuses go up and down.  Who knows next month the Luxury might have 125k sign up bonus. Or it could be 75k.  If you don't have a urgent need for the card you can wait how it plays out. If they do lower the bonus I am sure it will be back up before too long. 

[FinStar]

OP, as mentioned above, whatever the ongoing SUB expiration date displays is what it is. There are some YEMV workarounds but it depends.

Potentially, once the expiration date passes the SUB award will either be less/more depending on whatever AmEx promotions may be available with their co-branded partnerships.

[wasCB14]

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@staticvoidmain wrote:

Quick Question:

I never noticed it before, but does Amex change SUB without warning? I am more concerned on their co-branded credit cards, more specifically, I am looking at the SPG (non-luxury).

Right now, SUB sits at 75K points for the SPG card. However, the SPG Luxury card sits at 100K points with a deadline (10/31/18). This is what got me wondering if Amex puts deadlines on SUBs, or if this is just a special case. I wanted to get the SPG but on the first week on November, not before October 31st.

Do you think, based on experience, the 75K offer on the regular SPG card will also disappear after October 31st, despite having no deadline? Thanks!

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Curious about this part...maybe some problem someone can suggest a workaround for?

It's Amex we're talking about here, not Chase with 5/24 or anything.

[staticvoidmain]

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@wasCB14 wrote:

Curious about this part...maybe some problem someone can suggest a workaround for? 

It's Amex we're talking about here, not Chase with 5/24 or anything.

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Personal reason. My mental state is to blame. I am just being obsessive compulsive, and it is probably something many people won't understand.

[wasCB14]

75k is good but historically for this card it's nothing amazing. I got old 35k (new 105k) in early 2017 (25k/$3k/3 months, 10k/+$2k/6 months). I think there have been recent 100k targeted offers.

I guess it's possible the offer could get worse...but it might also get better!