Amex Suspended my 3 accounts

[09Lexie]

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@FinStar wrote:

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@Repo-ed wrote:

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@CredittotheMax wrote:

I'm kind of afraid now because me being a college student, I may make 5-30k a year depending on internship. What if they want a FR from me and my income is different every year?

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Don't fear the FR.

If you are 100% honest w/ your application w/ your current income, then you have absoultely nothing to worry about.

People's income changes yearly, if not sooner..

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Exactly.  As long as everything matches up or you can provide supporting evidence of such (in the event that AMEX ever requests it), then nothing to worry about.

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Not sure if it was the Business Amex that triggered the flag but I would assume the higher income on tax documents would be fine. 

OP,

How is your business set-up? Corp, self-employee, LLC?

[newdaddy113]

Spoke with Amex today. They reviewed my tax document and took off the flag on my 3 accounts. Everything is back to normal. Thanks everyone.  Credit limit still intact. 

[Anonymous]

That's great!   Time to buy the "I survived an AMEX FR!" t-shirt!*

* Just $200 + shipping/handling from LongTimeLurker Productions.  Operators are standing by.

[newdaddy113]

Since everthing looked ok with Amex on the FR woner if I should go for the 3x when my 61 days approaches. My initia limit is 18400. 

[sjt]

I'd go for it, but you may not get 3x your credit line.

btw congrats. We all knew you come out of it with no problems.

[FinStar]

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@Anonymous wrote:

That's great!   Time to buy the "I survived an AMEX FR!" t-shirt!*

* Just $200 + shipping/handling from LongTimeLurker Productions.  Operators are standing by.

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+1

LMAO... Now, I haven't gone through FR, but the T-shirts sound like a nice thing to have.    Is there a number I could call?  Is there a discount if I order in bulk or is there an online coupon and... do you take AMEX?

[SnackTrader]

Great to hear a success story given that there are a lot of FR haters on the forum. Telling the truth will always set you free. 

[Anonymous]

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@SnackTrader wrote:

Great to hear a success story given that there are a lot of FR haters on the forum. Telling the truth will always set you free. 

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"Yes, officer.  I admit that it was me who broke into the store and stole the money.  Can I go now?"   As with an FR, only if you haven't done something bad.

[red259]

I saw you had a chase freedom approved on 1/9/14 as well? I would guess it was all the new amex credit at once plus credit from other lenders. I'm really kind of suprised they approved you at such a high initial credit limit. Normally it seems amex will approve at a lower credit line and then raise it fairly quickly. I'm glad it worked out for you, but that would annoy me if they approved me for a card and then hit me with a FR shortly thereafter.