Amex Zync Approved!

[corymcd88]

I just apped for an AMEX Zync and got it! I'm so happy I will be closing my old accounts! ZYNC is not the first that I would look at but it is better then nothing!

[afbar1114]

congrats.. what are your oldest accounts?

[Repo-ed]

what is this zync card?

[afbar1114]

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@corymcd88 wrote:

I just apped for an AMEX Zync and got it! I'm so happy I will be closing my old accounts! ZYNC is not the first that I would look at but it is better then nothing!

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you should never close your oldest accounts unless they are costing you money. i just closed my oldest account because it was costing me $200 a year. i only closed once i got the chase slate and amex zync. 

[Juan123]

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@Repo-ed wrote:
what is this zync card?

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its an american express charge card...

congrats on your approval! whats your report look like and your score?

[Anonymous]

Nice one... congratulations.

[corymcd88]

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@afbar1114 wrote:

congrats.. What are your oldest accounts?

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Capital One and a crazy limit of $375 three years old, I called them today and they told me they don't like to give out money. They did not say that but you know that. I like a "very conservative lender" but you approve apps with people at 550 credit scores and outer bank say no less then a 690 FICO to have an account.

[corymcd88]

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@Juan123 wrote:

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@Repo-ed wrote:
what is this zync card?

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Its an American express charge card...

congrats on your approval! What's your report look like and your score?

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One charge off that is fraud and it on my report EX 690, TU 673, EQ 600.

[afbar1114]

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@corymcd88 wrote:

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@afbar1114 wrote:

congrats.. What are your oldest accounts?

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Capital One and a crazy limit of $375 three years old, I called them today and they told me they don't like to give out money. They did not say that but you know that. I like a "very conservative lender" but you approve apps with people at 550 credit scores and outer bank say no less then a 690 FICO to have an account.

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what do you mean no less then a 690 score what bank are you talking about. zync is known to be one of the eaiser amex cards to get but remeber its a charge card and not a credit card and must be paid in full everymonth. yes amex is very conservative to thier credit cards but not as much as to thier charge cards. i had a score of 680 with 3 baddies and a CO and i still got the zync

[LS2982]

Congrats!! Now on a serious note: GARDEN!!!