Amex Zync for Business?

[CreditScholar]

Why would you even want to use a Zync for a business card? It's an inferior product with a very high chance of a FR. If you want a business card, get a business card. The Zync is primarily for people trying to get their foot in the door with Amex, or for people with full MR accounts already.

[Brian_Trying_700]

I own a company"llc" for 6 1/2 years and a Zync card. The Zync is personal. My company had no debt and no credit. I pay with our checking account. I want to apply for Lowes card to get my foot in the door for business credit. I spend over 80-90k a year for equipent for my company through one supply house.  I think Amex would turn me away because of no past company credit.

[real_madrid09]

---

@LS2982 wrote:

---

@real_madrid09 wrote:

I'll try for the green biz card, since it's almost identical to the zync. 

---

IMO, if you've gotten away with it, they haven't caught up to you yet. Don't rock the boat with them unless you want to fork over your tax info, to them.

---

Don't have an LLC, or incorporation yet -- only sole proprietorship. You're allowed to use personal cards for sole proprietorship. I'm in the process of upgrading my business to an LLC (sent the paperwork, etc) so I was curious whether you can use the zync; because I didn't want to use a business "debit" card -- no rewards, or anything.