Amex and Bankruptcy Policy...Can anyone help with this question?

[OnTheRebound]

In my wife's case, as long as her BK was reporting, Amex wanted nothing to do with her. I know. I tried 3 times and each time was an instant denial, citing BK. A few months after the BK disappeared I tried again and was instantly approved. This was a few years ago. Things may be different now.

[hockeymom2119]

For those of you who were approved after a BK, was AMEX included in your BK and they still approved you for a new card? My BK was over 12 years ago and included AMEX. I have wanted to apply with them again, but always thought they would deny based on past history with them. Is there an AMEX card with better chances of getting approved?

[Creditaddict]

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@hockeymom2119 wrote:

For those of you who were approved after a BK, was AMEX included in your BK and they still approved you for a new card? My BK was over 12 years ago and included AMEX. I have wanted to apply with them again, but always thought they would deny based on past history with them. Is there an AMEX card with better chances of getting approved?

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in the past if denied for blacklist it would instantly decline the app and would not pull credit.

[enharu]

@hockeymom, the charge cards are easier to get. Its hard to tell whether you are still blacklisted without you applying.