Called experian?? Wow can you share the phone? Ive been trying to reach a live person forever.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
@willuw wrote:So as of this month, I am dedicated to start improving and healing my credit scores.
I have already considerably shrunk my utilization (several accounts were at 90%+ and now almost all are 20% or less)
I have been an authorized user on my fathers AMEX for a long time (and he has been a member for a very long time) and the account has always been in good standing for MANY years (10+). The card has a high limit with a low average usage so is great for my credit..
Upon pulling my current credit repots from all 3 agencies - I noticed AMEX was not on my Experian report at all. The only place they showed was in the inquiries section.
I called them and they told me they thought they reported to all 3. Does anyone get regular (albeit maybe delayed a month or two) reports to experian?
I might be wrong (?) but it seems like I should fight to get this card on my Experian report since I have had it always in good standing for a very long time and the utilization is good. Is it possible to fight with Experian to get this added since Amex says they are? What is the best way to do this?
Thank you!
How long is a long time? AMEX is known to report AU's. So this is strange for sure.
@willuw wrote:Well, the account is showing on TU and EQ as 35 years of credit history.
When did they add you as an AU? I understand the history. If its recent like 2 months then give it time. If its years then call Experian because I have an AU on my account and its reporting to all 3 on their report and its been 2 years since I added that person.
Common address shared between the two of you on exp?
