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Amex application

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Anonymous
Not applicable

Amex application

Hello everyone,

I'm waiting to apply for an AMEX blue cash everyday CC. I was wondering what my odds of approval might be. Here is some info on my credit history according to Experian:

Score: 740
No negative information whatsoever. Except that my credit limit on the one credit card I do have is less than 2,000(1,500) and is at only 16 used.

Like I said one revolving CC account with longest average account length of 3.1 years.

I have 6 total accounts with 3 hard inquires on the report

Thanks! Hope I didn't leave anything out
Message 1 of 18
17 REPLIES 17
Dishpro
Regular Contributor

Re: Amex application

I just qualified for AMEX gold and green with an instant approval. You have a much higher score and CL. My AAOA is slot longer. I think you will be approved. Good Luck!
 

Starting Score:
585
Current Score: FICO TU 725 FICO EQ 735 EX 754
Goal Score: 850


Take the FICO Fitness Challenge
Message 2 of 18
gettnthere
Established Contributor

Re: Amex application

from the looks of it your definetly good to go. if it were me, i would go ahead an apply Smiley Wink



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 3 of 18
CruzImperial
Established Contributor

Re: Amex application

I think you can get approved Smiley Happy Good luck!

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 4 of 18
Cdnewmanpac
Established Contributor

Re: Amex application

did you try their preapproval page? I really feel like Amex pays less attention to absolute score than anyone else, so it is hard to predict who gets what. I'd try the preapproval page first. Then, if there is nothing offered (sometimes because they have never softed your report), I think your scores make a bce a reasonable card to apply for.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 5 of 18
DeadSpider
Frequent Contributor

Re: Amex application

Your good to go give it a try.

Message 6 of 18
Anonymous
Not applicable

Re: Amex application

I think you stand a good chance at approval, go for it.

Message 7 of 18
Anonymous
Not applicable

Re: Amex application

Hey guys. I filled out the pre approved screening process info. I was preselected for a few cards including the BC. Allowed for the BC an got approved! Should receive the card in 7-14 days. When will I know the limit of the card?
Message 8 of 18
rtw
Established Contributor

Re: Amex application

You should be able to call in to find out your CL.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 9 of 18
CruzImperial
Established Contributor

Re: Amex application

Congrats !! Call and you will find out Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 10 of 18
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