Amex backdate Question

[jgallego13]

First post on here... Definitely want to thank you guys for the great information I've been able to obtain as I work towards improving my credit score. One question I have is, I just had my Amex account backdated and the respresentative shipped out a new card to me. I would like to know, when will this change be reflected on the online account portal? As soon as she made the change over the phone I checked online and saw that it still said "Member since 2011." Thanks!

[pizzadude]

I'd give it 24 hours for the change to take effect.  It may get updated sooner, but give at least a day for everything to switch.

What is your new ( old ) Member Since date ??

[jgallego13]

Ok great! My new member since date is 2004. Not that big of a difference as others on here, but I really wanted everything to match up and benefit if at all with the longer age of the acct.

[pizzadude]

Cool !!  Thats great, you will gain 7 years of age on this account ~ and any new cards that you open will backdate to '04 as well !!

[2NE1]

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@pizzadude wrote:

Cool !!  Thats great, you will gain 7 years of age on this account ~ and any new cards that you open will backdate to '04 as well !!

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Oh! so this is what backdating means... gotcha! is AmEx the only OC that does this?

[pizzadude]

Yes ~ AMEX is the only Company that does this, and it is one of the main reasons that many people want to get in the door with AMEX.

[jgallego13]

Success! It just changed on the online account portal!

[pizzadude]

That's great !   Congrats on the backdating success !   All you need to do now is decide on your next card and app in January, that card would have Jan 2004 as date opened. 

[dalebb]

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@pizzadude wrote:

That's great !   Congrats on the backdating success !   All you need to do now is decide on your next card and app in January, that card would have Jan 2004 as date opened. 

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iv seen amex take 2 months to report

[pizzadude]

----->  iv seen amex take 2 months to report

Yes, it can take up to 2 or 3 statement cycles to report.   But when it finally does report in March, or whenever.... it will show date opened of Jan 2004.