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Amex backdate question

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elbori357
Regular Contributor

Amex backdate question

I got approved in Jan. for the PRG and the Everyday cards. I just looked a my credit reports and my PRG opening date is Jan 2004. The Everyday has not showed up on my reports. I am wondering if this is a glitch cause I don't recall having an amex before. Thoughts?
MyFico Pull: TU 838 EFX 841, EX 840. (14 Aug 2020) House Mortage $305k, Car Lease $60,000, AMEX ED 33,000, NFCU Signature Visa $68,000, Lowes Visa 25,000, Cap One Venture $48,000, Navcheck $15,000, Barclay WEMC Arrival+ $41,000, Cap1 Quicksilver Visa $12,000, Chase Sapphire Preferred 15k, Best Buy $19,800, . Overall Util. 2%
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Amex backdate question

Were you an authorized user for someone elses AmEx card? Maybe call Customer Service and ask if it's a mistake.

Message 2 of 8
core
Valued Contributor

Re: Amex backdate question


@Anonymous wrote:

Maybe call Customer Service and ask if it's a mistake.


I hope that was some kind of joke.

Message 3 of 8
elbori357
Regular Contributor

Re: Amex backdate question

I don't want to call as this benefits me greatly.
MyFico Pull: TU 838 EFX 841, EX 840. (14 Aug 2020) House Mortage $305k, Car Lease $60,000, AMEX ED 33,000, NFCU Signature Visa $68,000, Lowes Visa 25,000, Cap One Venture $48,000, Navcheck $15,000, Barclay WEMC Arrival+ $41,000, Cap1 Quicksilver Visa $12,000, Chase Sapphire Preferred 15k, Best Buy $19,800, . Overall Util. 2%
Message 4 of 8
Anonymous
Not applicable

Re: Amex backdate question


@elbori357 wrote:
I got approved in Jan. for the PRG and the Everyday cards. I just looked a my credit reports and my PRG opening date is Jan 2004. The Everyday has not showed up on my reports. I am wondering if this is a glitch cause I don't recall having an amex before. Thoughts?

This is a very pleasant surprise. Amex is good at record keeping, so it's unlikely it's a mistake.

Message 5 of 8
Anomalous
Senior Contributor

Re: Amex backdate question

Smiley Wink

 

 

 

 

 

Keep both your credit and your body in top shape!

Message 6 of 8
ecxpa
Valued Contributor

Re: Amex backdate question


@elbori357 wrote:
I don't want to call as this benefits me greatly.


How much of a bump did you get........I just got a new revolver that should backdate to 1980

Message 7 of 8
Anonymous
Not applicable

Re: Amex backdate question


@ecxpa wrote:

@elbori357 wrote:
I don't want to call as this benefits me greatly.


How much of a bump did you get........I just got a new revolver that should backdate to 1980


Mine went up an average of 22 points each - and my backdate is also 1980.

Message 8 of 8
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