@JNA1 wrote:
Must be gone. I can’t pull it up on the phone on the ‘puter.
First try. It's only $350 max though. 
I got it to pull up after another try. Hmmm??🤔 I also got the $350 max offer though. The $500 max offer would almost be a no brainer for me. How do 2nd AMEX cards work? SP or HP? Would I need to be preapproved for it? How are typical SLs on 2nd cards?
Tell me if I am understanding it correctly - "Earn the standard unlimited 1.5% on all purchases. Plus, earn an additional 3.5% on purchases in your first 6 months up to $350." To earn $350 at 3.5%, you'd have to spend $10K, but if I'm reading it right, you'd also still be earning 1.5% at $10K, so it would be $500 total if you spent $10K within 6 months, which is about what we spend in general categories already in 6 mos.
That may be too good to turn down for us! We'll basically spend $20K for the year in un-categorized spend @ 2% yielding $400, so we could get this card and get $500 for 2 months and $200 more for the rest of the year, yielding $700.
I have my current lineup of cards pretty much optimized as well as I can. I do plan on getting other cards in the future to capture more of that spend than the current ones don’t, but right now, the $1500 - $1800 per that I’m putting on my PPMC doesn’t fit in any of the 3%+ categories of my other cards except when the Discover has certain quarterly categories. Even then, a lot of the time the Disco 5% categories overlap with my cards with better than 2% categories. For instance, we are getting 5% at Supermarkets this quarter, and we’re using it a lot because our grocery spend for the year averages a little under $7K, so I using it now for groceries catches the overflow of spend that would go over on the 6% BCP. I eventually plan to add the US Bank Cash + and Chase Freedom to utilize those 5% categories, but I’m gardening now to get over my mini spree of last year. This offer seems like an easy $300 though. I’m thinking about applying for it for DW and leave my profile in the garden. I’m just not sure what her SL would be. It would get her in with AMEX, which something we plan to do anyway. I was just going to wait a little longer, but I don’t know how long this offer will last. The main thing I’d really like to get this card for is capture our vacation spend in July, which is our highest spend of the year. I don’t currently have a travel card, so this could be our de facto travel card this year, until we’ve met the $350 additional cash back.
@longtimelurker wrote:
@JNA1 wrote:
That may be too good to turn down for us! We'll basically spend $20K for the year in un-categorized spend @ 2% yielding $400, so we could get this card and get $500 for 2 months and $200 more for the rest of the year, yielding $700.Yes, that's a pretty easy way for the first year. It might also be worth looking at that un-categorized spend and seeing if a decent portion could get more than 2% with another card