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Does applying for an Amex co-branded card such as Delta SkyMiles or Hilton Honors result in a SP for existing Amex cardholders, just like it would for other regular Amex cards? Or are they different and will get you a HP?
SP. Most of the time at least.
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@Anonymous wrote:Does applying for an Amex co-branded card such as Delta SkyMiles or Hilton Honors result in a SP for existing Amex cardholders, just like it would for other regular Amex cards? Or are they different and will get you a HP?
If you have a AmEx co- branded card you ARE an AmEx member.
Therefore if you apply for ANY other AmEx card it WILL ONLY result in a SP.
Membership has it's privileges.
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
@3se7ens wrote:Therefore if you apply for ANY other AmEx card it WILL ONLY result in a SP.
Membership has it's privileges.
It's not a slam dunk. As I've mentioned on this site before, It took me 3 HP to get my 11 AMEX cards, no rejections or recon.
I got my SPG and SPG Lux with a SP but like others have said its YMMV. Other's have gotten HP on their apps but so far Amex hasn't HP's my apps since my first Amex card in 2016.
@coldfusion wrote:
@3se7ens wrote:Therefore if you apply for ANY other AmEx card it WILL ONLY result in a SP.
Membership has it's privileges.It's not a slam dunk. As I've mentioned on this site before, It took me 3 HP to get my 11 AMEX cards, no rejections or recon.
This! My first 2 Amex resulted in a HP for each. After that, it’s been only SP.
Just want to also add, if it’s a card you want and will be able to use the benefits, a HP isn’t a big price to pay. Imo
Is there anything that determines if it's a HP or just a roll of the dice?
@masscredit wrote:Is there anything that determines if it's a HP or just a roll of the dice?
If you're a current AMEX cardholder the house odds are GREATLY in your favor that any future app is a SP. As a few have reported that's not a sure thing but that's something that a lot of people will bet the house on.