Amex credit limit increase

[Ravensfan899]

Soft pull or hard pull? I searched the archives and found an old post where the majority said soft with a few saying hard. I did a Google search and a well known company said its a hard pull. Just looking for others experience because i don't want to request one if it's a hard pull.

[NoMoreE46]

Welcome to myFICO.   CLI are SPs for the most part.   When do you get your AMEX?

[Ravensfan899]

Thank you. I've been a long time lurker. It's a Blue cash everyday that I've had for 5 years.

[SouthJamaica]

---

@Ravensfan899 wrote:

Soft pull or hard pull? I searched the archives and found an old post where the majority said soft with a few saying hard. I did a Google search and a well known company said its a hard pull. Just looking for others experience because i don't want to request one if it's a hard pull.

---

Almost always soft pull.

[OmarGB9]

Always been SP as far as I've seen.

[nytokyobred79]

---

@Ravensfan899 wrote:

Soft pull or hard pull? I searched the archives and found an old post where the majority said soft with a few saying hard. I did a Google search and a well known company said its a hard pull. Just looking for others experience because i don't want to request one if it's a hard pull.

---

Has always been a soft pull for me too. All of my self initiated requests have been sp's. 

[Ravensfan899]

Thanks everyone. I appreciate the responses!

[NoMoreE46]

The earliest to request a CLI is usually 91 days.  You are way good at 5 years.  Please report back upon your success.

---

@Ravensfan899 wrote:

Thanks everyone. I appreciate the responses!

---

[Beefy1212]

---

@nytokyobred79 wrote:

---

@Ravensfan899 wrote:

Soft pull or hard pull? I searched the archives and found an old post where the majority said soft with a few saying hard. I did a Google search and a well known company said its a hard pull. Just looking for others experience because i don't want to request one if it's a hard pull.

---

Has always been a soft pull for me too. All of my self initiated requests have been sp's. 

---

I believe they start asking for hard pulls at like 35k, but you can hack it by doing limit transfers from a different card to a point.

[OmarGB9]

---

@Beefy1212 wrote:

---

@nytokyobred79 wrote:

---

@Ravensfan899 wrote:

Soft pull or hard pull? I searched the archives and found an old post where the majority said soft with a few saying hard. I did a Google search and a well known company said its a hard pull. Just looking for others experience because i don't want to request one if it's a hard pull.

---

Has always been a soft pull for me too. All of my self initiated requests have been sp's. 

---

I believe they start asking for hard pulls at like 35k, but you can hack it by doing limit transfers from a different card to a point.

---

No, the myth about $35k breakpoint refers to asking for income verification. Nothing to do with hard pulls.