No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I know if you have an amex and want to apply for a new card they dont hard pull for a denial but if you get approved they hard pull. I have all my reports frozen and I just applied for a platinum and it went through and was approved. Do they just SP now if you are already a card member ? Ive gotten no alerts about a HP which when I have applied in the past I got the notification right away.
Hey! New member here finally coming out the shadows..
I applied for AMEX BCE back in February and have yet to see a HP hit any of my CRs. Now you're making me want to check iy out and see if I could get anymore but I dont think I should. Lol.
I applied for the SPG in Feb with EX frozen, app was denied for same. I was asked to provide my EX pin to proceed, which I ended up doing and received HP same day. I have 4 other Amex CCs
I applied for my first amex (BCE) in January. Have been approved for 3 more Amex's since then. My only inquiry from them is the 1 from my BCE approval.
It's been my experience no HP for additional cards after my initial HP. Others have reported differently. Initial app was MAY 2016 (HP) additional cards approved Feb 2017 and still haven't seen HP. The 2 additinal cards approved the same day (BCP and PLAT). Wish I knew the diffenitive answer......
I was just approved for (but haven't received in the mail yet) a SPG Amex a few days ago, also no HP. The only one I've had from them was when I received my first Amex Everyday in 2015, with a CLI just a few months ago. It was a nice surprise.
No HP for my PRG. Picked up 2 months after BCE.