Amex easyist card to get

Anonymous · ‎08-13-2018

Trying to get a amex card. What's the lowest Requirements card I have been working on my credit I was thinking about apping in September when my Utilization is lower only got 7 months of history ex score is 667

Anonymous · ‎08-13-2018

This is not a good way to choose a credit card, the question should be "which Amex card best fits my spending?", if you think your profile might not qualify at the moment, wait. That said, to answer your question, the Green card is probably one of, if not the easiest to obtain.

wasCB14 · ‎08-13-2018

Is there some goal card you're working towards? What makes you do sure you should get one?

The charge cards and Delta Blue are generally easier than the Blue Cash or EveryDay cards.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

jdbkiang · ‎08-13-2018

I’ve found that I was preapproved for all of Amex’s cards (even the $450 delta reserve and Hilton aspire) on their website EXCEPT the green, gold, and platinum charge cards. If they’re the easiest to get, is there another reason for that?

Also, for OP, have you checked for ore qualification on their website?

Chase Southwest Premier 3K 10/17 [canceled]

American Express Hilton Honors Ascend 3K 04/18 [canceled]

Petal Card 3.25K 07/18 [closed for inactivity 04/20]

American Express Blue Business Plus 9K 07/18

American Express Hilton Honors Card 3.6 K 11/18 [canceled]

American Express Hilton Honors Aspire Card 20K 11/18

American Express Bonvoy Business Card 5K 1/19

American Express Hilton Honors Business Card 6K 4/19

CitiBusiness AAdvantage Platinum Select 7K 11/19

American Express Delta Gold Business Card 7.6K 12/19

American Express Business Platinum Card NPSL 1/20

American Express Business Platinum Card NPSL 11/20

American Express Platinum Card NPSL 11/20

American Express Business Platinum Card NPSL 12/20

Barclays Wyndham Earner Business 1.5K 02/21

AAdvantage Aviator World Elite Business Mastercard 5K 03/21

American Express Business Platinum Card NPSL 05/21

American Express Platinum Card for Schwab NPSL 08/21

Jetblue Plus World Elite Mastercard 2K 11/21

American Express Business Platinum Card NPSL 11/21

Virgin Atlantic World Elite Mastercard 15K 11/21

Alaska Airlines Visa Signature 11K 11/21

Rakuten Cash Back Visa Platinum Card 1K 04/22

Wells Fargo Business Platinum Card 10K 04/22

American Express Delta Reserve Business 13.7K 08/22

[2/2019]

Anonymous · ‎08-13-2018

I was looking for points but the ed I wood like to get but I all so like the gold card but the annual fee is on the high side si I was thinking about the green I was pre qualified on there website but scared to app

Anonymous · ‎08-13-2018

I was pre qualified on there website for ED BCE and the green card

tcbofade · ‎08-13-2018

@Anonymous wrote:
I was looking for points but the ed I wood like to get but I all so like the gold card but the annual fee is on the high side si I was thinking about the green I was pre qualified on there website but scared to app

Nothing in life is guaranteed, but if you're prequalifed on their website, you're probably good.

Fico 8 01/01/26: EX 788, EQ 802, TU 785.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

Anonymous · ‎08-13-2018

Just having a American Express is a goal of mines to have in my wallet but I'm scared to app with my credit profile but I seen people being approved with worst credit profile then mines

jdbkiang · ‎08-13-2018

If you’re prequalified, that’s about as good a shot as you’ll get.

[2/2019]

Anonymous · ‎08-13-2018

My ex is 667 fico 8 and thin file of 7 months with 10 Enquiries UTI is at 32%