Amex froze my account yet again!

[Anonymous]

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@haulingthescoreup wrote:

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@Anonymous wrote:

Interesting, in 4 years, I've warned them only once...when I made a $6K purchase...usually, I don't warn them if the purchase in less than $2-$3K...

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I figure it's overkill on my part, but I did finally get the last CSR to tell me that as long as they saw charges popping up within a 200 or so mile radius of my home, I'd be OK. It's just that since I have no idea what my Secret Mysterious Invisible charge card limit is, I don't know when I'll go over.

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yeah, better to play safe than sorry.,,overtime you'll develop your sense of the "amex force" that will help you sense when and when not to call, lol....j/k...

[Anonymous]

I called them when I was going out of state to Delaware when I first got my card. They seemed pretty happy that I called to let them know.

[Anonymous]

Cell phones are medium risk-

Easily sold on the open market-

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FretlessMayhem wrote:
It was at TMobile where I was purchasing a new phone.

Concord, I have both Chase and Citi. Citi gave me 6k and 0 APR on BTs for 15 months. I gladly transfered all outstanding balances to it. It sits in the sock drawer until util comes down.

I carry Chase as my backup. I have the Freedom card with a 15k balance. I like the rewards of the Freedom card.

However, I am trying to run all charges through my Green so it doesn't hurt my util. This is twice my accounts have been locked without my knowledge just on a whim. If they do it again I'm done with them.

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[CreditDrama85]

this once again is why DISCOVER is becoming more and more popular

[Anonymous]

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@CreditDrama85 wrote:

this once again is why DISCOVER is becoming more and more popular

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I'd love to have a Discover. In fact, they just shot me down again today.

[Anonymous]

My advice- Keep off AMEX's radar

PIF- spread out apps- keep utl low, keep scores up-

I would go for Discover- EXCEPT

I want my Avg age back over 4 years

I don't want anymore EX inq's

I really don't have a place for it in my wallet (ran out of room)

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@Anonymous wrote:

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@CreditDrama85 wrote:

this once again is why DISCOVER is becoming more and more popular

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I'd love to have a Discover. In fact, they just shot me down again today.

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[Anonymous]

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@Anonymous wrote:

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@CreditDrama85 wrote:

this once again is why DISCOVER is becoming more and more popular

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I'd love to have a Discover. In fact, they just shot me down again today.

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Sheesh -  looking at your scores posted above, they're better than mine.  Discover is becoming so neurotic!

[Anonymous]

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@Anonymous wrote:

My advice- Keep off AMEX's radar

PIF- spread out apps- keep utl low, keep scores up-

I would go for Discover- EXCEPT

I want my Avg age back over 4 years

I don't want anymore EX inq's

I really don't have a place for it in my wallet (ran out of room)

I completely agree. I've wanted a Discover for a long time...but I really don't need it, don't want it to hurt my already young history, and don't have the back pocket space...maybe decades from now if they come out with a product that completely blows me away!

[sl]

I applied for a Discover card last month and got approved on line. It did not say what the credit limit was so I called. They gave me a CL of $15000 with a Ex. FICO score of 718.

When I received my card, I called to activate it and they were extremely nice and professional. I also found out all their call centers are in the USA which made me extremely happy. It also seems they have more security to registering your card online which is a big plus to me.

I think Discover is taking the place of AMEX and I have two AMEX cards, one being the Platinum card.

[Anonymous]

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@Anonymous wrote:

My advice- Keep off AMEX's radar

PIF- spread out apps- keep utl low, keep scores up-

I would go for Discover- EXCEPT

I want my Avg age back over 4 years

I don't want anymore EX inq's

I really don't have a place for it in my wallet (ran out of room)

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@Anonymous wrote:

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@CreditDrama85 wrote:

this once again is why DISCOVER is becoming more and more popular

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I'd love to have a Discover. In fact, they just shot me down again today.

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I don't mean this in any kind of negative way, but when you say cell phones are medium risk, are you being serious or sarcastic? I can't see how it could be considered a risk more than buying a 12 pack of beer or something. Don't people's phones break all the time?

If that's a risk, then what if I did end up buying a gun at the gun show? Down here in Virginia guns are fairly commonplace.

This is kind of lame that I have to worry about the differences between purchases I make. As long as I keep PIF'ing several times a week they really shouldn't care.

I know! I'll go to a strip club when I'm in Vegas in a couple weeks. Then I'll hire a hit man with my Amex card! Then I'll pay for a lawyer with it!