Amex network cards

[Anonymous]

The Amex network cards which as I understand it are ones offered by a differant lender.

For example the wells fargo Propel card.  I have a couple of questions about those.

1) A Amex "network card" does not count toward the amex limit of 5 cards?

2) The Propel card can earn points, Would those be Amex points or another point system?

[Brian_Earl_Spilner]

1) no

2) their own system

[Anonymous]

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@Anonymous wrote:

The Amex network cards which as I understand it are ones offered by a differant lender.

For example the wells fargo Propel card.  I have a couple of questions about those.

1) A Amex "network card" does not count toward the amex limit of 5 cards?

2) The Propel card can earn points, Would those be Amex points or another point system?

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Network cards do not count towards Amex issued 5 card soft cap.

Propel points system is unrelated to Amex issued system.

[blindambition]

They just use the network. Not used by Amex internally with their cards.

The point system would be related to the cards specific point system. Ie; Propel would be WF point system, Macy's points would be Macy's point system.

[Anonymous]

Thanks for the quick responses. I appreciate it.

[M_Smart007]

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@blindambition wrote:

They just use the network. Not used by Amex internally with their cards.

The point system would be related to the cards specific point system. Ie; Propel would be WF point system, Macy's points would be Macy's point system.

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Thanks @KingSelfie

[UpperNwGuy]

The bottom line is that these network cards are not a backdoor for getting established with Amex.

[Anonymous]

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@UpperNwGuy wrote:

The bottom line is that these network cards are not a backdoor for getting established with Amex.

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Right.   As I said in another thread, people get confused because there isn't for example a Visa Bank that issues cards and lets other banks on its network.   Then we would have questions about whether say whether the Visa Bank rules (2/360, 0.5x CLI.....) apply to Chase Freedom and whether URs are the same as Visa points.

[wasCB14]

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@Anonymous wrote:

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@UpperNwGuy wrote:

The bottom line is that these network cards are not a backdoor for getting established with Amex.

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Right.   As I said in another thread, people get confused because there isn't for example a Visa Bank that issues cards and lets other banks on its network.   Then we would have questions about whether say whether the Visa Bank rules (2/360, 0.5x CLI.....) apply to Chase Freedom and whether URs are the same as Visa points.

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Though marketing materials from the old "Visa Black" (for which Barclaycard gave no indication it was the issuer outside of the fine print) led quite a few people to believe otherwise!