Amex no hit application process.

[NimbusIII]

If you have not been on the amex website to apply for a card recently they now have a no hit application process (Soft pull only) in which if you are approved (upon accepting offer only) will it impact your credit.  Best thing to come out of amex of recent. Does not apply to business cards

[Rogue46]

Sounds interesting, Do they also let you know your SL and apr before you accept the offer?

[drewricomakeubu]

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@Rogue46 wrote:

Sounds interesting, Do they also let you know your SL and apr before you accept the offer?

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They did not for me.

[Zoostation1]

Same for me a few months ago.  Was well worth it even with just knowing the approval/denial status with the SP.  Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

[drewricomakeubu]

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@Zoostation1 wrote:

Same for me a few months ago.  Was well worth it even with just knowing the approval/denial status with the SP.  Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

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What was your SL if you don't mind me asking? 

[Zoostation1]

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@drewricomakeubu wrote:

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@Zoostation1 wrote:

Same for me a few months ago.  Was well worth it even with just knowing the approval/denial status with the SP.  Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

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What was your SL if you don't mind me asking? 

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$5k SL 3 months ago.  Just past the 61mo from filing BK7 Amex rule and FICO8 scores around 670 at approval.

[OmarGB9]

Yes, it's been around for a bit now.

[drewricomakeubu]

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@Zoostation1 wrote:

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@drewricomakeubu wrote:

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@Zoostation1 wrote:

Same for me a few months ago.  Was well worth it even with just knowing the approval/denial status with the SP.  Accepted and got the 2 HPs TU and EX) being my first Amex and was pleasantly surpised with the starting limit given my dirty profile.

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What was your SL if you don't mind me asking? 

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$5k SL 3 months ago.  Just past the 61mo from filing BK7 Amex rule and FICO8 scores around 670 at approval.

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Man I'm just having no luck with SLs here recently. Amex just approved me for $2k. 780 at the of HP. Who knows, I'll be able to grow my BCP either way. 

[NimbusIII]

Yes, they present it in a full offer