@CreditCuriosity wrote:
@UncleB wrote:Yep, no real complaints here, either, even though I was impacted by the rule. I would rather know up-front that there's an issue with the bonus rather than after-the-fact.
As a data point, I got the pop-up on a Cash Magnet app. I've only ever closed two Amex cards... a Green card and a Delta Gold, and the Green didn't even have a bonus (and tragically the Delta was only 30k Skymiles).
I'm assuming the issue was the timing; both the Green and Delta were closed before the first AF was due (this was pre-RAT). I still have a BCP and PRG, as well as an installment loan.
Need to try one of those business cards
... See if you get a pop-up if not then bonus and no AAoA hit and a SP win-win
if pop-up then skip... For science I tell you! lol.. I wonder if it is card independent and independent between business and personal.. We need more detail I tell you!
LOL... I might give it another shot next month before the sign-up bonus is nerfed. By then I will have paid another AF on my PRG, and it will be more than 18 months since my ED was opened.
Of course there's also the chance they'll "count" my installment loan being PIF by then as yet another closed account (that would be my luck...LOL). In any case there's little to lose by trying.
Side note: I'm somewhat wishing I had just taken the Cash Magnet even without the bonus, since I was considering getting the Delta Blue just for Amex Offers, anyway. I admit I was caught off-guard by the pop-up and really didn't have a 'Plan B' in mind when I canceled.