Amex question

[gwizdak24]

I used to be an AU on someone's Amex account but removed myself (long story) in November. If I apply for an Amex now, will that be a soft pull? Or hard pull?

ive been reading as long as you have the Amex card it's a soft pull  (if approved, then a hard)?

does that make sense???

[Kenny]

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@gwizdak24 wrote:

I used to be an AU on someone's Amex account but removed myself (long story) in November. If I apply for an Amex now, will that be a soft pull? Or hard pull?

ive been reading as long as you have the Amex card it's a soft pull  (if approved, then a hard)?

does that make sense???

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Hard Pull.

For current amex members it's SP if denied, HP if approved. 

[heyarrnold]

It will be a hard pull since it is not your own account. 

[SunriseEarth]

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@gwizdak24 wrote:

I used to be an AU on someone's Amex account but removed myself (long story) in November. If I apply for an Amex now, will that be a soft pull? Or hard pull?

ive been reading as long as you have the Amex card it's a soft pull  (if approved, then a hard)?

does that make sense???

---

HP for approvals, and mostlikely SP for denial for current members (but not always...YMMV).

Very few CCs can be opened with SPs...mainly certain Comenity CCs offer this.  

[09Lexie]

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@SunriseEarth wrote:

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@gwizdak24 wrote:

I used to be an AU on someone's Amex account but removed myself (long story) in November. If I apply for an Amex now, will that be a soft pull? Or hard pull?

ive been reading as long as you have the Amex card it's a soft pull  (if approved, then a hard)?

does that make sense???

---

HP for approvals, and mostlikely SP for denial for current members (but not always...YMMV).

Very few CCs can be opened with SPs...mainly certain Comenity CCs offer this.  

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SP's for current primary cardholders. 

[MT936]

HP because you were under someone else's established amex account not your own. You would be considered a new member

[gwizdak24]

thank you for all the replies.