Amex question

[Tiz]

I applied for an American Express card and opted to have a temporary digital card to use before my actual card arrives. Is the “Member since” date on the digital version correct? 

[Anonymous]

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@Tiz wrote:

I applied for an American Express card and opted to have a temporary digital card to use before my actual card arrives. Is the “Member since” date on the digital version correct? 

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Why does it matter? Merchants don't ask for your member since date when you go to purchase something online, nor does a mobile wallet when you go to put in the information. 

[Tiz]

It matters because it reads 95 instead of 17. It matters because 22 years of credit history versus 0 is a big deal.

[Anonymous]

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@Tiz wrote:

It matters because it reads 95 instead of 17. It matters because 22 years of credit history versus 0 is a big deal.

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AMEX doesn't backdate their cards anymore, it is purely a cosmetic feature now. 

[Tiz]

Well that sucks. lol

[Anonymous]

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@Tiz wrote:

It matters because it reads 95 instead of 17. It matters because 22 years of credit history versus 0 is a big deal.

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A lot of ton information you can read in this forum about Amex.

Your new Amex card will be report it to all 3 CRA as opened 2017. 

[MrDisco99]

Hahaha I wish my Amex cards all showed as being opened in 1992!

I was a little freaked out when they put that date on my cards from when I was an AU on my mom's card two decades ago.  They don't forget anything or anyone.