Wow. Amex seems creepy. is it a coincidence that SP me as "Account Review" on the exact same day that I apped for a chase card? Do they get alerts in real time or something?
They've capped my Plat and PRG back in the early spring (FR-ed me) due to too many Amex TLs open. So not sure what i should think about this "Account Review" SP. The last time I saw this Amex entity on my EX SP it was preceeding the FR. (with no new INQ after the SP in the spring).
Anyway, I've kept within my limits, always PIF, most of my cards I pay before the statement cuts and i only report ~$5k balance per month (most of it on charge cards,with revolver balances, if i let them print on the statement they are $2k total or less).
If Amex give me crap about the most recent app i will let them have it: i wouldn't app for the United Club card if their Amex PLat lounge access has been guttted. If anything, i coud close down the plat and get reimbursed half of my AF.
or am i being paranoid?
(here is my lenghty post going over my app timeline.
@PointLager wrote:Wow. Amex seems creepy. is it a coincidence that SP me as "Account Review" on the exact same day that I apped for a chase card? Do they get alerts in real time or something?
They've capped my Plat and PRG back in the early spring (FR-ed me) due to too many Amex TLs open. So not sure what i should think about this "Account Review" SP. The last time I saw this Amex entity on my EX SP it was preceeding the FR. (with no new INQ after the SP in the spring).
Anyway, I've kept within my limits, always PIF, most of my cards I pay before the statement cuts and i only report ~$5k balance per month (most of it on charge cards,with revolver balances, if i let them print on the statement they are $2k total or less).
If Amex give me crap about the most recent app i will let them have it: i wouldn't app for the United Club card if their Amex PLat lounge access has been guttted. If anything, i coud close down the plat and get reimbursed half of my AF.
or am i being paranoid?
(here is my lenghty post going over my app timeline.
yeah i noticed few months ago account review sp on my experian report, i was an bit spooked, i think it did coincide with my csp app and some sp cli i was trying to get.
I agree with the normal, nothing to worry about.
I've had this last month and my accounts are fine.
I've had this last month and my accounts are fine.
thanks guys!