@Anonymous wrote:
Received my AMEX BCP a little over a month ago and have a $2000 CL. This is obviously a little low so I've been PIF when I reach $350, then making more charges. (I PIF every month)
There's a tab on my AMEX site that says Recent activity and it pretty much adds up the total amount I've spent since the last closing date. In this case $581.
My question is: Even though I'm PIF before going over $350 during one bill cycle, will Amex look at the recent activity for the full month and match that against my current credit limit? This is In regards to a CLI request I will be requesting shortly.
Yes they will look at your recent activity for the full month.
They will also look at your average balance.
They're not going to "match" anything, but some people have reported that by having a lot of activity in an Amex credit account, it helped them get a CLI, but I wouldn't count on it if I were you.
I've been with Amex for over a year and a half and have never gotten a CLI on either of my credit card accounts.
