cancel
Showing results for 
Search instead for 
Did you mean: 

Amex reporting new accounts

tag
iwant700fico
Frequent Contributor

Re: Amex reporting new accounts

I might apply for  amex everyday card too. Wonder if I had an actual creditline might have made it a differnce with increased points.

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 21 of 30
js0319
Established Contributor

Re: Amex reporting new accounts

If you do go for the ED, do it after you've closed on your mortgage. 


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 22 of 30
iwant700fico
Frequent Contributor

Re: Amex reporting new accounts

Equifax reported it as of today. 27 pts increase. 716 .. Smiley LOL happy dance all weekened long!!!!!!

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 23 of 30
Revelate
Moderator Emeritus

Re: Amex reporting new accounts


@iwant700fico wrote:

Equifax reported it as of today. 27 pts increase. 716 .. Smiley LOL happy dance all weekened long!!!!!!


Congrats!  In reading the thread, was confused: is this your only revolving tradeline or do you have other cards as similar on the report already?




        
Message 24 of 30
iwant700fico
Frequent Contributor

Re: Amex reporting new accounts

I have 2 auto loans and 5 visa/Mc cards and 2 store cards , all opened within the last 2 years so My AAOA was pretty low and dragging down my score. My only other tradeline is a closed HSBC card from DEC04 ,which is about to fall off in next few months. Thanks to this board ,I learned about AMEX member since date policy and applied for PRG gold and AMEX luckily they found my old AMEx acoount and backdated me. 

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 25 of 30
Juss11
Frequent Contributor

Re: Amex reporting new accounts

27 points, thats a nice jump! Congrats!

Message 26 of 30
09Lexie
Moderator Emerita

Re: Amex reporting new accounts


@iwant700fico wrote:

Equifax reported it as of today. 27 pts increase. 716 .. Smiley LOL happy dance all weekened long!!!!!!


Interesting data point, EX only 6 but EQ gave you 27 points.  Wonder what TU will bring; somewhere in the middle? Smiley Tongue

Message 27 of 30
iwant700fico
Frequent Contributor

Re: Amex reporting new accounts

Yeah its crazy , hopefully high 20's like EQ

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 28 of 30
mongstradamus
Super Contributor

Re: Amex reporting new accounts


@iwant700fico wrote:

Yeah its crazy , hopefully high 20's like EQ


I think now you need to change your name from iwant700fico to ihave700fico lol



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 29 of 30
iwant700fico
Frequent Contributor

Re: Amex reporting new accounts

Smiley Very Happy  finally 700 club, its great feeling getting approved for just about any cards. 

EQ 786 2/2018
TU 792 8/2018
EX 776 2/2018 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $29k
CITI Advantage $24.2k
Amex HILTON $13k
Total Rewards visa $20K
Chase INK $11k
Chase Sapphire Reserve $28.5k
BOA 8k
Discover IT 8K
Message 30 of 30
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.