Amex revolvers

[kobe2012]

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@jsickz32 wrote:

i got approved for BCE, Green and GoldPR back in june. they only pulled EX and my scores were 675. im 21 btw

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any baddies???? is amex inquiry sensitive?

[jsickz32]

no baddies. when i applied i had 5 inqs on EX but they were all more than a year old so 0 in the last 12 months

[nicholasyud]

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@kobe2012 wrote:

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yea, I actually agree with you... it's just hard to garden..... i am gettin tired of them toy limits... hopefully, I can stay away from th computers and apps.. lol... so many years no credit cards, i'm gettn the rush....

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i would rather carry 1 cards with 5000 credit limit rather than 10 cards with 500.........Im clean for the last 6 months...........my mistake is apps for the freaking credit one came with all kind of fees...........well guess what i learn my lesson

[kobe2012]

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@nicholasyud wrote:

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@kobe2012 wrote:

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yea, I actually agree with you... it's just hard to garden..... i am gettin tired of them toy limits... hopefully, I can stay away from th computers and apps.. lol... so many years no credit cards, i'm gettn the rush....

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i would rather carry 1 cards with 5000 credit limit rather than 10 cards with 500.........Im clean for the last 6 months...........my mistake is apps for the freaking credit one came with all kind of fees...........well guess what i learn my lesson

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lol... i know!!!! i was thinkin that until I get a $5k card, then I will stop!!! but I thnk  i need to stop applying to be able to get it... am glad i don't have credit one, or first premier... but i do have cap one...!!! two of them!!! but for some reason, I love cap one....

[jsickz32]

have you thought about joining NFCU? easiest way to get big credit limits lol

[calihlove75]

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@kobe2012 wrote:

What would be the easiest amex revolver? please post your credit profile (score,baddies,inquiries etc) at the time of approval ....thx!

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Don't know the easiest but I was approved for the BCE last night (moment of weakness) . They pulled Experian, score about 740, 9 inquiries, tons of student loans in deferment and new accounts galore. I have added about 5 accounts this year..roughly one every couple of months. No baddies, no collections, no lates, etc. Only approved for $2000. I should have waited probably. My AAoA is about 2 years. I will not be applying for anything else for a long time. The low limit and high apr quoted by Amex tells me I need to chill.

Edited to add I was about 6% utilization

[youngandcreditwrthy]

LOL... It doesn't work that way... Once you get a $5k line, you'll want a $10k line. Lol trust me.... But that's how you build credit!:-)

[distantarray]

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@youngandcreditwrthy wrote:
LOL... It doesn't work that way... Once you get a $5k line, you'll want a $10k line. Lol trust me.... But that's how you build credit!:-)

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until you get a finacial review by amex then you'll poop bricks jk

and btw you won't want past a 50k line so there's the line. since after 50k it won't report to credit bureaus period. won't do a damn thing to help your score. =)

[kobe2012]

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@jsickz32 wrote:

have you thought about joining NFCU? easiest way to get big credit limits lol

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Am not eligible for nfcu 

[bluesnowman]

From what I have read on here and on other forums, the two easiest revolvers to get are the Delta Gold and Hilton Card. Now the heardest is probably BCE or one of their hotels cards I think. As for inquiry sensitive, again from what I have read, they are pretty inquiry sensitive. Thankfully, I only have 1 on each bureau so hopefully I wont be scaring of any future creditors unless I start apping like crazy.