Re: Amex soft pulls

Anonymous · ‎03-29-2012

I Just got the Amex SPG card - I know they pull EX during application,

however, I heard that they will soft pull every month for CR, does anyone know which one they will normally soft pull?

OhioCPA · ‎03-29-2012

For me it was EX.

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Anonymous · ‎03-29-2012

Usually EX, I believe that is their preferred CRA.

crunching_numbers · ‎03-29-2012

+1

EX for me too.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

pizzadude · ‎03-29-2012

I get monthly softs from AMEX on both TU and EX.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Anonymous · ‎03-29-2012

Thanks guys.

bichonmom · ‎03-29-2012

I was wondering that, too. So far they've softed EX and I just got my CC last month!

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

crunching_numbers · ‎03-29-2012

Often times I get softed three times a month.

AMERICAN EXPRESS CO

AMERICAN EXPRESS 2

AMEX ACCOUNT REVIEW

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

LS2982 · ‎03-29-2012

@Anonymous wrote:
I Just got the Amex SPG card - I know they pull EX during application,
however, I heard that they will soft pull every month for CR, does anyone know which one they will normally soft pull?

They will soft EX, but also EQ and TU every now and then to check up on you.

EQ FICO 548 3/3/16

Amex soft pulls

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Amex soft pulls