Amex special offers for me

[Mrjstics]

I checked amex pre approval link and and got special offers for the blue sky and blue.  with 10,000 rewarfs points and 15,000 rewards points.  What are chances of approval since these offers showed up? Are these legit pre approvals are just recommendations?  I have the opt out screen showing.

[jugstore]

Sweet deals!

[myjourney]

What do your CR's, scores, UTL, AAoA and TL's look like?

[Mrjstics]

One 30 day late from 2008    Im mid  600's maybe high on experion and transunion.  My aaoa went down to 2.5 years from new accounts.  3-4 inqs avergage. Does utlization count pper account are overall credit limils combined.  Individually some are high and low. my two highest lines are below 3% the others are high above 30%

[myjourney]

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@johnstics wrote:

One 30 day late from 2008    Im mid  600's maybe high on experion and transunion.  My aaoa went down to 2.5 years from new accounts.  3-4 inqs avergage. Does utlization count pper account are overall credit limils combined.  Individually some are high and low. my two highest lines are below 3% the others are high above 30%

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UTL can count both ways but I just noticed your sig and the golden rule applies so you have nothing to lose....

SP if denied HP if approved 

[Mrjstics]

Forgot to mention the last two cards in my siggy are fairly new like <30days not reporting as of yet.  I been checking sites to see if I get any pre approvals since I havent about 6months ago. Now offers are showing up! 

[myjourney]

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@johnstics wrote:

Forgot to mention the last two cards in my siggy are fairly new like <30days not reporting as of yet.

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Even still the Sparks card make you a Amex cardholder and the golden rule applies. 

How long have you had the Sparks?

[Mrjstics]

I didnt know sparks was amex!  I had sparks since october 2013. Never late and recieved one cli.

[myjourney]

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@johnstics wrote:

I didnt know sparks was amex!  I had sparks since october 2013. Never late and recieved one cli.

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Ok MJ has to many cards and not enough sleep and in the sun to long today  >>>right CAP1 Sparks 

Forget all of the above Lol

[Themanwhocan]

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@johnstics wrote:

I didnt know sparks was amex!  I had sparks since october 2013. Never late and recieved one cli.

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Thats probably because its not an Amex. if the 'Capital One' didn't give it away, then the VISA in the corner should have...

Its a Friday.