Amex statement closing questions

[jcooks]

My Amex Gold statement closing date is 16th.  I applied for my 2nd Amex card on May 27th and instantly approved.  I just paid my balance on my Gold the day after statement was cut yesterday.  Late last night, I get an email that my 2nd Amex card statement is ready.  I was mind boggled because I got the card about 2 weeks prior.  The 2nd statement closing date is up until July 16th, so at least that gives me a month from then.  My question, does Amex always set the same closing date on all of your cards?

[FinStar]

No, AmEx statement cycle dates are variable and not necessarily dependent on when you were approved.  Some can cut early while others may take a bit to generate.  That said, I have multiple AmEx CCs, and save for a couple accounts, all have different statement cycle dates.  

[jcooks]

Copy.  Just had to ask as I only have these 2 and coincidentally have the same closing date, even thought they were obtained different days of the month.  Thank you.

[Anonymous]

---

@jcooks wrote:

My Amex Gold statement closing date is 16th.  I applied for my 2nd Amex card on May 27th and instantly approved.  I just paid my balance on my Gold the day after statement was cut yesterday.  Late last night, I get an email that my 2nd Amex card statement is ready.  I was mind boggled because I got the card about 2 weeks prior.  The 2nd statement closing date is up until July 16th, so at least that gives me a month from then.  My question, does Amex always set the same closing date on all of your cards?

---

No. Its just a coincidence based on the date you applied for the second card and the closing date picked by Amex's computer.

I have four Amex cards and they all have different closing dates.  You can always call them and ask to move the Closing Date for one of the cards if its a problem for you.

You also should be aware that Amex personal cards have variable closing dates and they don't close on the same day each month.  Instead Amex gives a 25-day float period between Closing Date and Due Date.  Because the lengths of months vary, the Closing and Due Dates also move around a bit.

[SoCalGardener]

I know this isn't what you're asking, but just in case it's useful: you can ask for a different date. I did that with Amex and Capital One, because I wanted all cards from each bank to have the same billing cycles/due dates.

[HeavenOhio]

You'll likely be requesting a different due date rather than a different statement date. Due dates remain the same from month to month. As mentioned, statement dates can move around by a day or two.

[FieryDance]

No.  Often the approval date is the statement closing date but not always. 

Though I wish they did because that's the way I like.  I have tried chatting at least 3 times to adjust one of my newer cards but every rep managed to get it wrong.