Amount of derogatory accounts?

reno55 · ‎12-13-2013

I keep getting this as a denial reason but the accounts that are derogatory are all iib.

Is this normal?

Scuba · ‎12-13-2013

What's iib?

gdale6 · ‎12-13-2013

Yes its normal. The should all be showing 0 balance, 0 past due, IIB

gdale6 · ‎12-13-2013

IIB=Included in Bankruptcy

myjourney · ‎12-13-2013

@gdale6 wrote:
Yes its normal. The should all be showing 0 balance, 0 past due, IIB

+1 yes it normal what you need to do is app BK friendly lenders

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

FinStar · ‎12-13-2013

@myjourney wrote:
@gdale6 wrote:
Yes its normal. The should all be showing 0 balance, 0 past due, IIB
+1 yes it normal what you need to do is app BK friendly lenders

+2

It will be challenging depending on your overall profile, but it is doable.