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And yet another synchrony accounts locked thread

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AverageJoesCredit
Legendary Contributor

Re: And yet another synchrony accounts locked thread

Hope all comes out ok .wish you the best. I have my wife as AU on my Wally, she basically uses the card more than me i pay it on time or PIF and so far no problems with Sync but you never know. I read an article here on credit in the news section i believe about Sync bank tightening up ( i really hope i read it correctly and was on here, sorry if not) so maybe they are just checking all their accounts and checking / verifying all red flags?. Hopefully tomorrow will be a brighter daySmiley Happy
Message 11 of 52
ohreally7654
Established Contributor

Re: And yet another synchrony accounts locked thread


@Creditplz wrote:
Yeah, they requested it again!! They requested it about 2 months ago.. I sent it in and they told me after they receive it, it'll normally take 7-10 days to process... So no guarantee just yet Smiley Sad!,

Wow talk about redundant, seriously?? Exactly what do they think will have changed in your taxes from last year that they didn't detect two months ago? That makes absolutely zero sense and I'm so sorry you're dealing with that again Smiley Mad Fingers crossed for you. I really hope it all turns out okay. 

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 12 of 52
Creditplz
Valued Contributor

Re: And yet another synchrony accounts locked thread

That's what I told the rep but he was only doing his job so I can't really be mad at anyone but the actual company I suppose Smiley Mad
Message 13 of 52
ohreally7654
Established Contributor

Re: And yet another synchrony accounts locked thread


@AverageJoesCredit wrote:
Hope all comes out ok .wish you the best. I have my wife as AU on my Wally, she basically uses the card more than me i pay it on time or PIF and so far no problems with Sync but you never know. I read an article here on credit in the news section i believe about Sync bank tightening up ( i really hope i read it correctly and was on here, sorry if not) so maybe they are just checking all their accounts and checking / verifying all red flags?. Hopefully tomorrow will be a brighter daySmiley Happy

Thank you so much, I really appreciate that. I hope so too and sincerely hope all continues to be well for you, too. It's really concerning what's happening at the moment. 

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 14 of 52
ohreally7654
Established Contributor

Re: And yet another synchrony accounts locked thread


@Creditplz wrote:
That's what I told the rep but he was only doing his job so I can't really be mad at anyone but the actual company I suppose Smiley Mad

That is true--and I think the company's policy on that is inane and a complete waste of resources! 



Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 15 of 52
UncleB
Credit Mentor

Re: And yet another synchrony accounts locked thread

This is all very disconcerting... especially since my own Synchrony exposure is more than the OPs.  Smiley Surprised

 

OP, thanks for letting us know... hopefully we'll be able to figure something out eventually.  We have at least one case where possibly they were alarmed about the number of recent inquiries and new accounts, and possibly two cases now where the impacted folks had recently added AUs to the accounts.

 

I also think it's notable that in this case the OP has at least one account with Synchrony that is 10+ years old.  In my own case I've got accounts that are 10 and 12 years old, and I don't feel safe by a long shotSmiley Frustrated

 

Side note:  Just checked my own Sam's Club MC and Lowe's (again) and so far they are still alive. <fingers crossed>

Message 16 of 52
Anonymous
Not applicable

Re: And yet another synchrony accounts locked thread

This is insane. 

Message 17 of 52
ohreally7654
Established Contributor

Re: And yet another synchrony accounts locked thread


@UncleB wrote:

This is all very disconcerting... especially since my own Synchrony exposure is more than the OPs.  Smiley Surprised

 

OP, thanks for letting us know... hopefully we'll be able to figure something out eventually.  We have at least one case where possibly they were alarmed about the number of recent inquiries and new accounts, and possibly two cases now where the impacted folks had recently added AUs to the accounts.

 

I also think it's notable that in this case the OP has at least one account with Synchrony that is 10+ years old.  In my own case I've got accounts that are 10 and 12 years old, and I don't feel safe by a long shotSmiley Frustrated

 

Side note:  Just checked my own Sam's Club MC and Lowe's (again) and so far they are still alive. <fingers crossed>


@Fingers crossed for you too @UncleB that your accounts continue to remain safe. There are a few patterns emerging here, but I know everyone's profile is also different in certain respects as well. I wish it was easier to determine who is being targeted in all of this. It feels sickeningly like tthe Comenity debacle all over again. I truly  hope it doesn't escalate to that level.  Thanks to all who have posted about this, thus far. 

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 18 of 52
Anonymous
Not applicable

Re: And yet another synchrony accounts locked thread


@Creditplz wrote:
Once they lock one they lock all of them Smiley Sad! Mine have been frozen for about 2 weeks now... Should be unlocked by Monday from what the rep told me..

For all the crap they've given you I'd close them out of spite.  Some of their cards really are useful though.

Message 19 of 52
Creditplz
Valued Contributor

Re: And yet another synchrony accounts locked thread

I'm really considering only keeping Ebates and Marvel.. Possibly Stash till AF hits... Sams Club, Walmart, Bannana Republic will all get the boot!!!
Message 20 of 52
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