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Annoyed w/ PNC App

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NoMoreE46
Community Leader
Senior Contributor

Annoyed w/ PNC App

So I have/had cards from over 10 issuers.  Most allow their cardholders to pay via their respective App.  

 
However, with my PNC card (from the BBVA days) paying through the PNC app is forbidden unless you have a PNC DDA.   While I have known this since the BBVA acquisition, it is kinda of a nuisance.

 

So just wondering which other issuers have the same restrictive parameters of only accepting same bank for payments through their App?

 

 

 

IMG_7129.jpeg

 

Message 1 of 6
5 REPLIES 5
Jeffster1
Valued Contributor

Re: Annoyed w/ PNC App

Kinecta Credit Union (which I otherwise LOVE) doesn't yet allow you to pay your CC from an external account.

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Message 2 of 6
NoMoreE46
Community Leader
Senior Contributor

Re: Annoyed w/ PNC App

Thanks @Jeffster1  for chiming in.

Can you pay your Kinecta through the website using an outside account?  

Message 3 of 6
Jeffster1
Valued Contributor

Re: Annoyed w/ PNC App


@NoMoreE46 wrote:

Thanks @Jeffster1  for chiming in.

Can you pay your Kinecta through the website using an outside account?  

Nope. Very frustrating. 

I have to either:

 

1. Transfer money from an external account into my Kinecta Savings, and then pay the cc; or

2. Make the payment by check at one of their ATMs; or

3. Make the payment in person at a branch. 

Fortunately, there is a Kinecta branch next to my gym...but the idea of writing a check gives me a rash. 🤣

 

I love Kinecta, but wish they would fix this. 


 

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 4 of 6
NoMoreE46
Community Leader
Senior Contributor

Re: Annoyed w/ PNC App

That is some commitment there for that card.  At least I can pay mine with any outside account via the full PNC website.  

Message 5 of 6
UncleB
Credit Mentor

Re: Annoyed w/ PNC App

When PNC bought BBVA I had high hopes... ideally they would have taken the best of BBVA and combined it with the best of PNC which would have been pretty good.

 

But that's not what happened. Smiley Indifferent

 

Basically BBVA disappeared altogether, and PNC just took over all the BBVA accounts as if they had always been PNC.  Smiley Frustrated

Message 6 of 6
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