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Another AMEX Revolver?

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Shock
Established Contributor

Another AMEX Revolver?

So I want to app for the AMEX Everyday, I want another high limit to pad my portfolio. I also want a card with membership rewards so I can transfer my Green points over, as I will close this card out before the AF hits

 

Question:

 

Will it be a SP if denied and HP if approved, if I already have BCE and Green? Does this only apply to Charge ===> Revolver? Also, what are the chances of approval?

 

Chase Freedom showing 350 balance and BCE showing 1000 balance. About 8 or so INQ on EX (BCE approved on 2/1/14)

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Message 1 of 12
11 REPLIES 11
BigBS
Senior Contributor

Re: Another AMEX Revolver?

It would be a SP if denied and HP if approved and based upon the scores in your signature I would think you are close.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 12
Shock
Established Contributor

Re: Another AMEX Revolver?

They gave me a CLI to 16.6k, which seems like a arbitrary number to stop at. Is it worth it to apply if I think I've hit my exposure with them?

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Message 3 of 12
Kenny
Moderator Emeritus

Re: Another AMEX Revolver?

The regular Blue card is MR based.
Message 4 of 12
Shock
Established Contributor

Re: Another AMEX Revolver?

Well I dont have the Blue sir. I have the BCE.

 


@KennyRS wrote:
The regular Blue card is MR based.



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Message 5 of 12
newUser0
Established Contributor

Re: Another AMEX Revolver?

Even I hit with a odd number of CLI of 17.8K. Not sure, how they got this number.

 

I was very tempted and applied for BC, got a 1K Limit. Perhaps, you too may get very low limits like this.

Message 6 of 12
Shock
Established Contributor

Re: Another AMEX Revolver?

how far apart was the CLI to the new app?

 


@newUser0 wrote:

Even I hit with a odd number of CLI of 17.8K. Not sure, how they got this number.

 

I was very tempted and applied for BC, got a 1K Limit. Perhaps, you too may get very low limits like this.




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Message 7 of 12
Kenny
Moderator Emeritus

Re: Another AMEX Revolver?


@Shock wrote:

Well I dont have the Blue sir. I have the BCE.

 


@KennyRS wrote:
The regular Blue card is MR based.

 


My comment was based on this: " So I want to app for the AMEX Everyday, I want another high limit to pad my portfolio. I also want a card with membership rewards so I can transfer my Green points over, as I will close this card out before the AF hits"... hence why I suggested a MR based card? Not the best for MR since I guess that might be the new Everyday preferred?

Message 8 of 12
Kenny
Moderator Emeritus

Re: Another AMEX Revolver?


@newUser0 wrote:

Even I hit with a odd number of CLI of 17.8K. Not sure, how they got this number.

 

I was very tempted and applied for BC, got a 1K Limit. Perhaps, you too may get very low limits like this.


If the interval is short between the apps, it's a high likelihood.

Message 9 of 12
newUser0
Established Contributor

Re: Another AMEX Revolver?

Applied for Delta on Dec 8 2013,

Requested 3X CLI after, 60 days of the above date.

BC card applied on April 9 2014

Message 10 of 12
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