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Another AMEX ZYNC Thread

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Anonymous
Not applicable

Another AMEX ZYNC Thread

I apologize for starting another AMEX Zync thread but after seeing everyone's approvals and responses I  got the itch to apply for one.

 

Surprisingly I got approved! Although, with a $500 hard limit w/autopay for the time being. I honestly thought they'd shut it down, I have a couple collections on my record that are fairly recent.

 

I'm still very excited to start building my relationship with AMEX!

 

BTW, does anyone know how long it will take for them to graduate my ZYNC card to NPSL?

 

Thanks!

 

 

Message 1 of 11
10 REPLIES 10
mrmagic9799
Regular Contributor

Re: Another AMEX ZYNC Thread

Congrats, from what I've seen no one knows how long. Some have had the card for 13mths with nothing. I do believe they soft you every so often at 6mths I ve heard.. I just was approved for the same on Tuesday waiting on card!!
Message 2 of 11
Anonymous
Not applicable

Re: Another AMEX ZYNC Thread

Congrats! I just applied and was approved for one too...Smiley Very Happy now I can't sleep but I have to be up in 4 hours Smiley Sad

Message 3 of 11
bichonmom
Senior Contributor

Re: Another AMEX ZYNC Thread

Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 4 of 11
pizzadude
Credit Mentor

Re: Another AMEX ZYNC Thread

Congrats on the ZYNC approvals !!

I have had the $200 Hard Limit card since November so I'm coming up on 6 months. I agree that we haven't seen many people post about getting the NPSL removed ~ but supposedly AMEX has told people that they review at 6 months or so, prob 12 months too.

I am going to call them later this month and inquire about it If I don't get the limit removed. For me at least AMEX softs monthly on both EX and TU so they certainly know that I have been trying to keep my reports squeaky clean Smiley Happy
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 11
sandsanta
Contributor

Re: Another AMEX ZYNC Thread


@bichonmom wrote:

Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

 

 


My Zync had a 500 CL until I received the card.  The reason for it was that they gave me a temporary account to use until the card actually came to my house.  It went NPSL as soon as I activated it. 


Message 6 of 11
bichonmom
Senior Contributor

Re: Another AMEX ZYNC Thread


@sandsanta wrote:

@bichonmom wrote:

Congrats! I don't recall reading about anyone whose Zync $500 CL graduated to NPSL, but that doesn't mean it doesn't happen. It probably takes a long time. You should wait at least a year and then maybe call their CS and ask about it. In the meantime, if you can PFD or GW your CAs (depending on whether they're already paid or not) and get them off your CR, you'll be in a lot better shape to graduate w/Amex.

 

 


My Zync had a 500 CL until I received the card.  The reason for it was that they gave me a temporary account to use until the card actually came to my house.  It went NPSL as soon as I activated it. 


The limit you get with a temporary card is different than having the hard $500 limit with autopay imposed.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 7 of 11
LS2982
Mega Contributor

Re: Another AMEX ZYNC Thread


@Anonymous wrote:

I apologize for starting another AMEX Zync thread but after seeing everyone's approvals and responses I  got the itch to apply for one.

 

Surprisingly I got approved! Although, with a $500 hard limit w/autopay for the time being. I honestly thought they'd shut it down, I have a couple collections on my record that are fairly recent.

 

I'm still very excited to start building my relationship with AMEX!

 

BTW, does anyone know how long it will take for them to graduate my ZYNC card to NPSL?

 

Thanks!

 

 


Congrats!!!




EQ FICO 548 3/3/16
Message 8 of 11
MsLadyRover
Valued Contributor

Re: Another AMEX ZYNC Thread

Congratulations everyone on your new Zync cards!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 9 of 11
LS2982
Mega Contributor

Re: Another AMEX ZYNC Thread

I guess a Zync Approval thread needs to be made LOL!



EQ FICO 548 3/3/16
Message 10 of 11
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