Another NFCU Question...

[Anonymous]

you said you PIF so APR shouldn't mean much but the APR you're approved for isn't the APR you're stuck with and CLIs happen every few months. you're way overly worried sir. take the opportunity and try it. you'll be pleasantly surprised i am sure. CA is the NFCU pro and i am 20th in line and we say go for it. seriously lol. i will be hurt if you don't

[Anonymous]

Yassssssss.

Sleep on it...then apply on Saturday. 😉

my last app was a Signature AND a lower APR.  side note, I was so excited, my left foot was numb, and I sprained it when I stood up. Tore a ligament. Late night rambles. 

Dumb#%^} injuries is my forté. My Instagram.

They're very generous is the point!!!  I stay with the 15-18k @8% guess.

[UncleB]

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@Anonymous wrote:
you said you PIF so APR shouldn't mean much but the APR you're approved for isn't the APR you're stuck with and CLIs happen every few months. you're way overly worried sir. take the opportunity and try it. you'll be pleasantly surprised i am sure. CA is the NFCU pro and i am 20th in line and we say go for it. seriously lol. i will be hurt if you don't

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You guys are a terrible influence...

[Anonymous]

they don't offer 8% for the good cards lol.


PS: DO NOT HURT YOURSELF UNCLEB!!!! when approved make sure you're laying down or standing up! do NOT have that middle ground

[bigpoppa09]

i can understand Uncle B u wanting to wait  u said u are carrying several thosand dollars im sure on multiple cards  FICO 04 is sensitive to blances on multiple cards im carrying a couple of balances on some cards but they are 0% apr no where near maxed my util is 6% so when i 0 the couple of cards out i should get a bump in fico 04 scores

[Anonymous]

i don't think they pull fico 04 though. based on the scores i get back from them they're dead on with my 08 scores

[bigpoppa09]

then i will ask navy for a credit increase and get another card

[Creditaddict]

Boom!!! Nearly the best rate!!!

[bigpoppa09]

hey 2011 its fico 04 they pull for the score matches what  DCU gave me and we know they use Fico 04

[UncleB]

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@Anonymous wrote:
they don't offer 8% for the good cards lol.


PS: DO NOT HURT YOURSELF UNCLEB!!!! when approved make sure you're laying down or standing up! do NOT have that middle ground

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I will never again question the NFCU wisdom of 2011XTERROR or Creditaddict...