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Another Store card closing Spree..Lord help me!! ;)

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pizza1
Community Leader
Super Contributor

Another Store card closing Spree..Lord help me!! ;)

OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards.  Did another round tonight.....Heres the results...

 

Z-gallerie....$10.5k

Pier1....$8750k

Jcrew...$8250k

Walmart...$5.9k (can get TU score with my Barclays and Discover)

JCP....$6k (sorry... MOD SunriseEarth...had to make a choice) 

Gap store....$5k

Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).

 

So, there you have it...a total of $45.9k  closed, just today....thats not including what ive closed over the last few weeks too!!

 

I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!! Smiley Wink  

I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!!  All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.  

Message 1 of 22
21 REPLIES 21
Saleen099
Senior Contributor

Re: Another Store card closing Spree..Lord help me!! ;)


@pizza1 wrote:

OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards.  Did another round tonight.....Heres the results...

 

Z-gallerie....$10.5k

Pier1....$8750k

Jcrew...$8250k

Walmart...$5.9k (can get TU score with my Barclays and Discover)

JCP....$6k (sorry... MOD SunriseEarth...had to make a choice) NOOOOOO 

Gap store....$5k

Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).

 

So, there you have it...a total of $45.9k  closed, just today....thats not including what ive closed over the last few weeks too!!

 

I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!! Smiley Wink  

I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!!  All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.  


 NICE!!!!! 

Message 2 of 22
Anonymous
Not applicable

Re: Another Store card closing Spree..Lord help me!! ;)

Makes all the sense in the world!!!  Congrats!  I'm taking a hard look at my cards now.  You closed a lot, but you have been on 🔥🔥🔥 with great new accounts with fantastic limits.  WTG pizza1.

Message 3 of 22
Anonymous
Not applicable

Re: Another Store card closing Spree..Lord help me!! ;)

Damn. That Wal-mart must have hurt. I love the cash back. But some day as with you it will pass. Congrats on moving onwards and upwards. 

Message 4 of 22
Pway
Valued Contributor

Re: Another Store card closing Spree..Lord help me!! ;)


@pizza1 wrote:

OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards.  Did another round tonight.....Heres the results...

 

Z-gallerie....$10.5k

Pier1....$8750k

Jcrew...$8250k

Walmart...$5.9k (can get TU score with my Barclays and Discover)

JCP....$6k (sorry... MOD SunriseEarth...had to make a choice) 

Gap store....$5k

Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).

 

So, there you have it...a total of $45.9k  closed, just today....thats not including what ive closed over the last few weeks too!!

 

I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!! Smiley Wink  

I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!!  All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.  


Congrats I moving forward. I have closed some nod opened others. I have closed most of my Comenity backed cards. 

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 22
pizza1
Community Leader
Super Contributor

Re: Another Store card closing Spree..Lord help me!! ;)


@Anonymous wrote:

Damn. That Wal-mart must have hurt. I love the cash back. But some day as with you it will pass. Congrats on moving onwards and upwards. 


oh, Im not gonna lie...some of the cards I closed...it hurt...bad. LOL..Not in a util way...but in a "ugh" type of way.  I worked my butt off to get those cards, and get them to the limits they were, but....my goals have always been to acquire majors.  Smiley Wink

Message 6 of 22
myjourney
Super Contributor

Re: Another Store card closing Spree..Lord help me!! ;)

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 22
pizza1
Community Leader
Super Contributor

Re: Another Store card closing Spree..Lord help me!! ;)


@Pway wrote:

@pizza1 wrote:

OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards.  Did another round tonight.....Heres the results...

 

Z-gallerie....$10.5k

Pier1....$8750k

Jcrew...$8250k

Walmart...$5.9k (can get TU score with my Barclays and Discover)

JCP....$6k (sorry... MOD SunriseEarth...had to make a choice) 

Gap store....$5k

Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).

 

So, there you have it...a total of $45.9k  closed, just today....thats not including what ive closed over the last few weeks too!!

 

I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!! Smiley Wink  

I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!!  All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.  


Congrats I moving forward. I have closed some nod opened others. I have closed most of my Comenity backed cards. 


After all my closings Im left with only 2 synch store cards, and 4 Comenity store cards..Smiley Wink a far cry from 10-15 that I had with each at one point. 

Message 8 of 22
Anonymous
Not applicable

Re: Another Store card closing Spree..Lord help me!! ;)

Well done Pizza!

Message 9 of 22
Anonymous
Not applicable

Re: Another Store card closing Spree..Lord help me!! ;)

Sorry for the bold typing. ( Before someone chimes in!). 

Message 10 of 22
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