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OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards. Did another round tonight.....Heres the results...
Z-gallerie....$10.5k
Pier1....$8750k
Jcrew...$8250k
Walmart...$5.9k (can get TU score with my Barclays and Discover)
JCP....$6k (sorry... MOD SunriseEarth...had to make a choice)
Gap store....$5k
Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).
So, there you have it...a total of $45.9k closed, just today....thats not including what ive closed over the last few weeks too!!
I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!!
I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!! All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.
@pizza1 wrote:OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards. Did another round tonight.....Heres the results...
Z-gallerie....$10.5k
Pier1....$8750k
Jcrew...$8250k
Walmart...$5.9k (can get TU score with my Barclays and Discover)
JCP....$6k (sorry... MOD SunriseEarth...had to make a choice) NOOOOOO
Gap store....$5k
Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).
So, there you have it...a total of $45.9k closed, just today....thats not including what ive closed over the last few weeks too!!
I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!!
![]()
I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!! All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.
NICE!!!!!
Makes all the sense in the world!!! Congrats! I'm taking a hard look at my cards now. You closed a lot, but you have been on 🔥🔥🔥 with great new accounts with fantastic limits. WTG pizza1.
Damn. That Wal-mart must have hurt. I love the cash back. But some day as with you it will pass. Congrats on moving onwards and upwards.
@pizza1 wrote:OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards. Did another round tonight.....Heres the results...
Z-gallerie....$10.5k
Pier1....$8750k
Jcrew...$8250k
Walmart...$5.9k (can get TU score with my Barclays and Discover)
JCP....$6k (sorry... MOD SunriseEarth...had to make a choice)
Gap store....$5k
Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).
So, there you have it...a total of $45.9k closed, just today....thats not including what ive closed over the last few weeks too!!
I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!!
![]()
I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!! All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.
Congrats I moving forward. I have closed some nod opened others. I have closed most of my Comenity backed cards.
@Anonymous wrote:Damn. That Wal-mart must have hurt. I love the cash back. But some day as with you it will pass. Congrats on moving onwards and upwards.
oh, Im not gonna lie...some of the cards I closed...it hurt...bad. LOL..Not in a util way...but in a "ugh" type of way. I worked my butt off to get those cards, and get them to the limits they were, but....my goals have always been to acquire majors. ![]()

@Pway wrote:
@pizza1 wrote:OK...Since Ive aquired a lot of new credit in the form of MAJORS...Ive always said once that happens, and I start getting approved for Majors, ill kill most of my store cards. Did another round tonight.....Heres the results...
Z-gallerie....$10.5k
Pier1....$8750k
Jcrew...$8250k
Walmart...$5.9k (can get TU score with my Barclays and Discover)
JCP....$6k (sorry... MOD SunriseEarth...had to make a choice)
Gap store....$5k
Neiman Marcus...$1.5k ( Im pretty sure im BL from getting a CLI on this card. I can reapply later after BK falls off if I want it).
So, there you have it...a total of $45.9k closed, just today....thats not including what ive closed over the last few weeks too!!
I am now offically down to only 8 store cards....hard to believe when at what point I had 30!!!
![]()
I think the cards I have now, Im keeping for at least several years...they are my favorites, and I use them!! All my cards I now have, majors and store cards, are the ones that will continue with me in my credit journey. I will reevaluate things again in a year or so.
Congrats I moving forward. I have closed some nod opened others. I have closed most of my Comenity backed cards.
After all my closings Im left with only 2 synch store cards, and 4 Comenity store cards..
a far cry from 10-15 that I had with each at one point.
Well done Pizza!
Sorry for the bold typing. ( Before someone chimes in!).